vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Virginia median
$2.50 below the national median$5 above the Virginia median
$32.50 above the national median$35 above the Virginia median
$8 above the national median$8 above the Virginia median
per item · Source
$8 above the national median$8 above the Virginia median
$8 above the national median$8 above the Virginia median
$1.50 above the national median$2 above the Virginia median
$0.50 above the national median$1 above the Virginia median
At the national medianAt the Virginia median
$5 above the national median$6.25 above the Virginia median
$5 above the national median$10 above the Virginia median
$25 above the national median$27.50 above the Virginia median
At the national median$1 above the Virginia median
$5 above the national median$5 above the Virginia median
$10.50 above the national median$8 above the Virginia median
$15 above the national median$6 above the Virginia median
$5 below the national median$12.50 below the Virginia median
$20 below the national median$26.25 below the Virginia median
$80 above the national median$73.75 above the Virginia median
$105 above the national median$98.75 above the Virginia median
$15 below the national median$21.25 below the Virginia median
$10 below the national median$16.25 below the Virginia median
$10 above the national median$3.75 above the Virginia median
$5 below the national median$11.25 below the Virginia median
$25 above the national median$18.75 above the Virginia median
$5 above the national median$1.25 below the Virginia median
$100 above the national median$75 above the Virginia median
$5 above the national medianAt the Virginia median
$50 above the national median$50 above the Virginia median
$7 above the national median$5.50 above the Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closing Fee (within 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Virginia median | — | — | Source |
| Holiday Club Early Closing | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Virginia median | — | — | Source |
| Account Research (per hour) | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$35 above the Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Charge (per item) | $38Above the typical range ($25–$33 nationally) | $8 above the national median$8 above the Virginia median | per item | — | Source |
| Savings Overdraft Charge | $38 | ||||
ATM & CardVerified | |||||
| Non-customer at National Bank ATM | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Virginia median | — | — | Source |
| Non-National Bank ATM | $2 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing - Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$6.25 above the Virginia median | — | — | Source |
| Wire Transfers: Incoming - Domestic | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Virginia median | — | — | Source |
| Stop Payment | $38 | ||||
Cash & DepositVerified | |||||
| Return Deposit Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$12.50 below the Virginia median | — | — | Source |
Account ServicesVerified | |||||
| Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$26.25 below the Virginia median | — | — | Source |
| Safe Deposit Box 10 x 10 | $125 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Virginia median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer (external) | $75Above the typical range ($25–$35 nationally) | $50 above the national median$50 above the Virginia median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5.50 above the Virginia median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$38.00
Of 52 others that publish it, 50 lower, 1 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$38
Headline fees published
10 of 15
Published fees
30
Under review
0
Assets
$1.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.8B
Total deposits
$1.7B
Service charge income
$690K
Fee income ratio
4.3%
Return on assets
0.02%
Branches
28
Service charge income by quarter
Financial profile · Pro
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| $8 above the national median$8 above the Virginia median |
| — |
| — |
| Source |
| Return Item Charge | $38Above the typical range ($25–$32 nationally) | $8 above the national median$8 above the Virginia median | — | — | Source |
| $0.50 above the national median$1 above the Virginia median |
| — |
| — |
| Source |
| Replacement Check Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Virginia median | — | — | Source |
| $5 above the national median$10 above the Virginia median |
| — |
| — |
| Source |
| Wire Transfers: Outgoing - International | $75Above the typical range ($40–$50 nationally) | $25 above the national median$27.50 above the Virginia median | — | — | Source |
| Wire Transfers: Incoming - International | $20Within the typical range ($10–$25 nationally) | At the national median$1 above the Virginia median | — | — | Source |
| $10.50 above the national median$8 above the Virginia median |
| — |
| — |
| Source |
| Collection Item | $35Above the typical range ($10–$25 nationally) | $15 above the national median$6 above the Virginia median | — | — | Source |
| $80 above the national median$73.75 above the Virginia median |
| — |
| — |
| Source |
| Safe Deposit Box 16 x 15.5 | $150Above the typical range ($30–$70 nationally) | $105 above the national median$98.75 above the Virginia median | — | — | Source |
| Safe Deposit Box 2 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$21.25 below the Virginia median | — | — | Source |
| Safe Deposit Box 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$16.25 below the Virginia median | — | — | Source |
| Safe Deposit Box 4 x 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$3.75 above the Virginia median | — | — | Source |
| Safe Deposit Box 4 x 5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$11.25 below the Virginia median | — | — | Source |
| Safe Deposit Box 5 x 10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$18.75 above the Virginia median | — | — | Source |
| Safe Deposit Box 5 x 5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1.25 below the Virginia median | — | — | Source |
| Garnishments/Liens | $150Above the typical range ($30–$90 nationally) | $100 above the national median$75 above the Virginia median | — | — | Source |