Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Northern Kentucky Federal Credit Union

Highland Height, KentuckyCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$20Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Kentucky median
per item · Source
NSF Return Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Kentucky median
Source

ATM & CardVerified

Fee for ATM Transaction$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Kentucky median
per item · Source
International Transaction Fee1%of the transaction
—
Source

Check ServicesVerified

Teller Check Fee: 1 free per day, after$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Kentucky median
per item · Source
Money Order Fee$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$0.50 below the Kentucky median
per item · Source
Copy of Share Draft$3Within the typical range ($2–$5 nationally)
At the national medianAt the Kentucky median
per item · Source

Account ServicesVerified

Safe Deposit Box Fee$35Within the typical range ($30–$70 nationally)
$10 below the national median$8.50 below the Kentucky median
per year · Source
IRS Levy Processing Fee$20Below the typical range ($30–$90 nationally)
$30 below the national median$55 below the Kentucky median
Source

Lending FeesVerified

Late Fee for Loans$25Within the typical range ($10–$25 nationally)
$5 above the national median
Source
Late Fee for VISA credit cards$20Within the typical range ($10–$25 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$20Above the typical range ($5–$10 nationally)	$15 above the national median$13 above the Kentucky median	per year	—	Source
Account Research	$15Within the typical range ($12–$25 nationally)	$2.50 below the national medianAt the Kentucky median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Kentucky median	per item	—	Source
NSF Return Fee	$30
ATM & CardVerified
Fee for ATM Transaction	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Kentucky median	per item	—	Source
International Transaction Fee	1%of the transaction
Check ServicesVerified
Teller Check Fee: 1 free per day, after	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Kentucky median	per item	—	Source
Money Order Fee	$1
Account ServicesVerified
Safe Deposit Box Fee	$35Within the typical range ($30–$70 nationally)	$10 below the national median$8.50 below the Kentucky median	per year	—	Source
IRS Levy Processing Fee	$20
Lending FeesVerified
Late Fee for Loans	$25Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Late Fee for VISA credit cards	$20
Other FeesVerified
Statement Copies	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.56 below the Kentucky median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

13 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$43.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$43.1M

Total deposits

$36.3M

Service charge income (year to date)

$91K

Fee income ratio

7.7%

Return on assets

1.61%

Financial profile · Pro

Performance from regulator filings

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