Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Kennebec Savings Bank

Augusta, MaineBankBoston Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Overdraft Fee$10Below the typical range ($25–$33 nationally)

Wire TransfersVerified

Wire Transfers: Domestic Outgoing$22Within the typical range ($20–$25 nationally)
$3 below the national median$3 below the Maine median
Source
Wire Transfers: Domestic Incoming$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Maine median
Source
Wire Transfers: International Outgoing$40Within the typical range ($40–$50 nationally)
$10 below the national medianAt the Maine median
Source
Wire Transfers: International Incoming$25Within the typical range ($10–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

Collection Items$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Maine median
Source
Check Image Reprinting (per item)$3Within the typical range ($2–$5 nationally)
At the national medianAt the Maine median
per item · Source

Cash & DepositVerified

Returned Deposited Item (per item)$7Below the typical range ($8–$25 nationally)
$8 below the national median$3 below the Maine median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Overdraft Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$18 below the Maine median	—	—	Source
Returned Item (NSF) Fee	$0Below the typical range ($25–$32 nationally)	$30 below the national median$28 below the Maine median	—	—	Source
ATM & CardVerified
ATM or Debit Card Replacement (per card)	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Maine median	—	—	Source
Wire TransfersVerified
Wire Transfers: Domestic Outgoing	$22Within the typical range ($20–$25 nationally)	$3 below the national median$3 below the Maine median	—	—	Source
Wire Transfers: Domestic Incoming	$5
Check ServicesVerified
Collection Items	$10Within the typical range ($10–$25 nationally)	$10 below the national median$10 below the Maine median	—	—	Source
Check Image Reprinting (per item)	$3
Cash & DepositVerified
Returned Deposited Item (per item)	$7Below the typical range ($8–$25 nationally)	$8 below the national median$3 below the Maine median	per item	—	Source
Other FeesVerified
Statement Reprint (per statement)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2.37 above the Maine median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

11 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$1.9B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.9B

Total deposits

$1.4B

Service charge income

$23K

Fee income ratio

0.15%

Return on assets

2.16%

Branches

Service charge income by quarter

Q2 2026$23K

Q1 2026$21K

Q4 2025$23K

Q3 2025$20K

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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