16 banks and credit unions have branches in Augusta. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Augusta counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Augusta
6 institutions with a branch here
$5
Maine
30 institutions headquartered in Maine
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Augusta median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Augusta with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Augusta
9 institutions with a branch here
$28
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Augusta covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 9 with a published overdraft fee.
Bank · based in Camden, ME · 3 branches here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Bank · based in Bangor, ME · 2 branches here
Credit union, membership rules apply · based in Augusta, ME · 2 branches here
Bank · based in Augusta, ME · 1 branch here
Account not yet known
“Overdraft Fee – when item is paid ..................................................................................................................................................”
Bank · based in Portland, ME · 1 branch here
Account not yet known
“We may charge you a Paid Item Fee of $30.00 if we pay an item that exceeds your”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Skowhegan, ME · 1 branch here
Credit union, membership rules apply · based in Bath, ME · 1 branch here
Account not yet known
“Courtesy Pay - $30.00 per item”
Credit union, membership rules apply · based in Augusta, ME · 1 branch here
Largest banks by local bank deposits
Share of the $1.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kennebec County
Deposits and branches cover the City of Augusta. Population and income cover Kennebec County, the county with most of Augusta's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kennebec County.
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