Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Ancorum Federal Credit Union

Bath, MaineCredit UnionBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within Six Months of Opening -$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #315. canonical_hint=early_closure; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Account Closed within Six Months of Opening - $5.00 per account" · Source

Account Research/Reconciliation -$30

$15 above the national median

Knox deterministic extraction from Rosetta artifact #315. canonical_hint=account_research; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Account Research/Reconciliation - $30.00 per hour" · Source

Bad Address Mail Return Maintenance -$5

$12.50 below the national median

Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Bad Address Mail Return Maintenance - $5.00" · Source

Dormant Accounts Inactive for 1 Year -$5

$5 below the national median

per month · Knox deterministic extraction from Rosetta artifact #315. canonical_hint=dormant_account; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Dormant Accounts Inactive for 1 Year - $5.00 per month" · Source

If balance drops below the minimum balance of$1,000

$750 above the national median

Knox deterministic extraction from Rosetta artifact #315. canonical_hint=minimum_balance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="If balance drops below the minimum balance of $1,000 the account will be closed and the remaining funds transferred to the Member Savings account" · Source

Monthly Fee -$350

$332.50 above the national median

monthly fee will be assessed to subaccounts in the following order: club accounts, checking accounts, prime savings acco$5

$12.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="$5.00 monthly fee will be assessed to subaccounts in the following order: club accounts, checking accounts, prime savings accounts. Dormant accounts will be closed upon reaching a " · Source

Monthly Service Charge -$5

$12.50 below the national median

Second Chance Share Draft Maintenance Fee -$12

$5.50 below the national median

Term Savings Certificates ($500

$250 above the national median

Knox deterministic extraction from Rosetta artifact #315. canonical_hint=minimum_balance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Term Savings Certificates ($500 Minimum Balance)" · Source

Overdraft & NSFVerified

Any NEACH/ACH/Debit Card Overdraft -$30Within the typical range ($7.50–$35 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #315. canonical_hint=overdraft; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Any NEACH/ACH/Debit Card Overdraft - $30.00 per presentment" · Source

ATM & CardVerified

Card Rush Fee -$60Above the typical range ($28.75–$50 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #315. canonical_hint=rush_card; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Card Rush Fee - $60.00 per card" · Source

Check ServicesVerified

Any Check Copy -$2Below the typical range ($2.25–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #315. canonical_hint=check_image; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Any Check Copy - $2.00 per copy" · Source
Non-Member Check Cashing (Ancorum CU Cashier Checks Only) -$10Within the typical range ($5–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #315. canonical_hint=check_cashing; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Non-Member Check Cashing (Ancorum CU Cashier Checks Only) - $10.00 per check" · Source
Stop Payment Order -$30Within the typical range ($17.50–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #315. canonical_hint=stop_payment; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Stop Payment Order - $30.00 per draft" · Source

Account ServicesVerified

Non-Member Notary Service -$10Above the typical range ($0–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #315. canonical_hint=notary_fee; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Non-Member Notary Service - $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed within Six Months of Opening -	$5Below the typical range ($10–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=early_closure; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Account Closed within Six Months of Opening - $5.00 per account"	Source
Account Research/Reconciliation -	$30Above the typical range ($5–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=account_research; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Account Research/Reconciliation - $30.00 per hour"	Source
Bad Address Mail Return Maintenance -	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Bad Address Mail Return Maintenance - $5.00"	Source
Dormant Accounts Inactive for 1 Year -	$5Within the typical range ($5–$52.50 nationally)	$5 below the national median	per month	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=dormant_account; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Dormant Accounts Inactive for 1 Year - $5.00 per month"	Source
If balance drops below the minimum balance of	$1,000Above the typical range ($9.25–$750 nationally)	$750 above the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=minimum_balance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="If balance drops below the minimum balance of $1,000 the account will be closed and the remaining funds transferred to the Member Savings account"	Source
Monthly Fee -	$350Above the typical range ($5–$200 nationally)	$332.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Monthly Fee - $350 per account"	Source
monthly fee will be assessed to subaccounts in the following order: club accounts, checking accounts, prime savings acco	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="$5.00 monthly fee will be assessed to subaccounts in the following order: club accounts, checking accounts, prime savings accounts. Dormant accounts will be closed upon reaching a "	Source
Monthly Service Charge -	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Monthly Service Charge - $5.00 per account"	Source
Second Chance Share Draft Maintenance Fee -	$12Within the typical range ($5–$200 nationally)	$5.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=monthly_maintenance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Second Chance Share Draft Maintenance Fee - $12.00 per month"	Source
Term Savings Certificates (	$500Within the typical range ($9.25–$750 nationally)	$250 above the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=minimum_balance; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Term Savings Certificates ($500 Minimum Balance)"	Source
Overdraft & NSFVerified
Any NEACH/ACH/Debit Card Overdraft -	$30Within the typical range ($7.50–$35 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=overdraft; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Any NEACH/ACH/Debit Card Overdraft - $30.00 per presentment"	Source
ATM & CardVerified
Card Rush Fee -	$60Above the typical range ($28.75–$50 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=rush_card; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Card Rush Fee - $60.00 per card"	Source
Check ServicesVerified
Any Check Copy -	$2Below the typical range ($2.25–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=check_image; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Any Check Copy - $2.00 per copy"	Source
Non-Member Check Cashing (Ancorum CU Cashier Checks Only) -	$10
Account ServicesVerified
Non-Member Notary Service -	$10Above the typical range ($0–$5.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #315. canonical_hint=notary_fee; text_hash=ec7eddf9798e1146f1c111d2a2fc5da2ae2573ef93551714fd13b487df267013; excerpt="Non-Member Notary Service - $10.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

20% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$401.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$401.8M

Total deposits

$356.0M

Service charge income (year to date)

$2.2M

Fee income ratio

14.0%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

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