vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$7.50 above the New York median
per item · Institution’s schedule
$7.50 below the national median$7.50 below the New York median
per item · Source
$10 below the national median$6.50 below the New York median
per item · Insufficient funds, etc. · Institution’s schedule
$10 below the national median$6.50 below the New York median
$7.50 below the national median$5 below the New York median
per item · Source
$5.01 below the national median$0.01 below the New York median
per item · Per transaction, $3,000 transaction limit · Institution’s schedule
$10 above the national median$5 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Chargeback Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New York median | per item | — | Institution’s schedule |
| Transaction Research Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Return Item Fee | $20Below the typical range ($25–$32 nationally) | $10 below the national median$6.50 below the New York median | per item | Insufficient funds, etc. | Institution’s schedule |
| Return Item Fee (insufficient funds, etc.) | $20 | ||||
Check ServicesVerified | |||||
| ACH Stop Payment/Cancelation Fee | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the New York median | per item | — | Source |
Digital & ElectronicVerified | |||||
| Message Pay Convenience Fee - Visa, Mastercard, Discover | $4.99Below the typical range ($5–$20 nationally) | $5.01 below the national median$0.01 below the New York median | per item | Per transaction, $3,000 transaction limit | Institution’s schedule |
Cash & DepositVerified | |||||
| Chargeback Fee | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
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Headline fees vs. national median
Headline fees published
3 of 15
Published fees
7
Under review
0
Assets
$33.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$33.3M
Total deposits
$30.0M
Service charge income (year to date)
$57K
Fee income ratio
6.5%
Return on assets
0.94%
Financial profile · Pro
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| $10 below the national median$6.50 below the New York median |
| — |
| — |
| Source |