Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Butte Community Federal Credit Union

Butte, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

per item Debit Card Overdraft$30Within the typical range ($25–$33 nationally)
At the national medianAt the Montana median
per item · Source
Return NSF Check$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the Montana median
per item · Source

Check ServicesVerified

Tellers Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median$1 below the Montana median
per item · Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Montana median
per item · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Montana median
per item · Source
Starter Checks$3Within the typical range ($1–$4 nationally)
$1 above the national median$2 above the Montana median
Source
Copy of Draft$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Montana median
per item · Source

Gift & Prepaid CardsVerified

Gift Cards$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$0.50 above the Montana median
per item · Source
Prepaid Debit Card$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$0.50 above the Montana median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Montana median	per year	—	Source
Account Research	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Montana median	—	—	Source
Overdraft & NSFVerified
per item Debit Card Overdraft	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Montana median	per item	—	Source
Return NSF Check	$25
Check ServicesVerified
Tellers Checks	$2Below the typical range ($3–$6 nationally)	$3 below the national median$1 below the Montana median	per item	—	Source
Money Orders	$2
Account ServicesVerified
Garnishment Fee	$30Within the typical range ($30–$87.50 nationally)	$20 below the national median$45 below the Montana median	—	—	Source
Lending FeesVerified
or 5% Late Fee over 10 Days	$30Above the typical range ($10–$25 nationally)	$10 above the national median$5 above the Montana median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$5Above the typical range ($3–$4.95 nationally)	$1.50 above the national median$0.50 above the Montana median	per item	—	Source
Prepaid Debit Card	$5
Other FeesVerified
Annual Skip A Pay Program	$30Within the typical range ($25–$100 nationally)	$7.50 below the national medianAt the Montana median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$37.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$37.7M

Total deposits

$34.2M

Service charge income (year to date)

$175K

Fee income ratio

19.3%

Return on assets

0.18%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,408 published fee entries from 3,595 institutions

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