Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

N Y Team Federal Credit Union

Ronkonkoma, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee of 12 months (excludes minors) In order to avoid this fee, you must complete a transaction on your account a$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=dormant_account; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Dormant Fee of 12 months (excludes minors) In order to avoid this fee, you must complete a transaction on your account at least once every 12 months. | $5.00 Monthly" · Source

Dormant Fee of 3 years$25

$20 above the national median

Minimum Balance Fee$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=minimum_balance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Money Market $2,500 Minimum Balance Fee | $10.00 Month" · Source

Monthly Maintenance Fee$0

$6 below the national median

per month · Knox read a free fee from Rosetta artifact #7085. canonical_hint=monthly_maintenance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Monthly Maintenance Fee | FREE" · Source

Returned Mail$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=account_research; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Returned Mail | $5.00" · Source

Overdraft & NSFVerified

All Returned Items (NSF) (attempted ACH transactions, checks, and/or everyday debit transactions that would reduce balan$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=nsf; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="All Returned Items (NSF) (attempted ACH transactions, checks, and/or everyday debit transactions that would reduce balance below $25.00) | $30.00* A Fee may be imposed each time, A" · Source
Courtesy Pay Processing Fee (accounts 30+ days negative)$10Below the typical range ($25–$31 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=overdraft; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Courtesy Pay Processing Fee (accounts 30+ days negative) | $10.00" · Source

ATM & CardVerified

ATM Withdrawal Fee$1.50Within the typical range ($1–$2.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=atm_non_network; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="ATM Withdrawal Fee | $1.50 after 2 FREE from Primary Draft Account" · Source
Replacement Debit Card Lost/Stolen within a Year$10Within the typical range ($5–$10 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=card_replacement; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Replacement Debit Card Lost/Stolen within a Year | $10.00" · Source

Wire TransfersVerified

Incoming Wire Transfer Fee over$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=wire_domestic_incoming; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Incoming Wire Transfer Fee over $1,500.00 | $5.00" · Source

Check ServicesVerified

ACH, Check, Money Order Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=stop_payment; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="ACH, Check, Money Order Stop Payment Fee | $30.00" · Source
Copy of Check within 6 Months$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=check_image; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Copy of Check within 6 Months | $5.00 (Done Online.. Free)" · Source
Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=money_order; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Money Order | $2.00" · Source
Money Order for Retirees$1.25Below the typical range ($1.75–$3 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=money_order; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Money Order for Retirees | $1.25" · Source
Teller Check (payable to anyone other than account holder)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=cashiers_check; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Teller Check (payable to anyone other than account holder) | $5.00" · Source
Teller Check Stop Payment$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=stop_payment; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Teller Check Stop Payment | $10.00" · Source
Temporary Checks Per 8$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=counter_check; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Temporary Checks Per 8 | $5.00" · Source

Cash & DepositVerified

Debit Card Cash Advance$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=cash_advance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Debit Card Cash Advance | $5.00" · Source

Account ServicesVerified

Account Verification$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=account_verification; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Account Verification | $5.00" · Source
Balance Inquiry$1Within the typical range ($1–$2 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=balance_inquiry; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Balance Inquiry | $1.00" · Source
Notary Public for members$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #7085. canonical_hint=notary_fee; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Notary Public for members | Free" · Source
Subpoena, Levy, Restraining Order$45Within the typical range ($30–$75 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=garnishment_levy; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Subpoena, Levy, Restraining Order | $45.00" · Source

Lending FeesVerified

Loan Skip A Payment Fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=late_payment; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Loan Skip A Payment Fee | $25.00 for one loan, $35.00 for multiple loans" · Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=document_reproduction; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Copy of Statement | $5.00" · Source
Copy of Statement with E-Statements from February 2021$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #7085. canonical_hint=document_reproduction; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Copy of Statement with E-Statements from February 2021 | FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee of 12 months (excludes minors) In order to avoid this fee, you must complete a transaction on your account a	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=dormant_account; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Dormant Fee of 12 months (excludes minors) In order to avoid this fee, you must complete a transaction on your account at least once every 12 months. \| $5.00 Monthly"	Source
Dormant Fee of 3 years	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=dormant_account; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Dormant Fee of 3 years \| $25.00 Monthly"	Source
Minimum Balance Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=minimum_balance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Money Market $2,500 Minimum Balance Fee \| $10.00 Month"	Source
Monthly Maintenance Fee	$0Below the typical range ($3–$10 nationally)	$6 below the national median	per month	Knox read a free fee from Rosetta artifact #7085. canonical_hint=monthly_maintenance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Monthly Maintenance Fee \| FREE"	Source
Returned Mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=account_research; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Returned Mail \| $5.00"	Source
Overdraft & NSFVerified
All Returned Items (NSF) (attempted ACH transactions, checks, and/or everyday debit transactions that would reduce balan	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=nsf; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="All Returned Items (NSF) (attempted ACH transactions, checks, and/or everyday debit transactions that would reduce balance below $25.00) \| $30.00* A Fee may be imposed each time, A"	Source
ATM & CardVerified
ATM Withdrawal Fee	$1.50Within the typical range ($1–$2.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=atm_non_network; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="ATM Withdrawal Fee \| $1.50 after 2 FREE from Primary Draft Account"	Source
Replacement Debit Card Lost/Stolen within a Year
Wire TransfersVerified
Incoming Wire Transfer Fee over	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=wire_domestic_incoming; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Incoming Wire Transfer Fee over $1,500.00 \| $5.00"	Source
Check ServicesVerified
ACH, Check, Money Order Stop Payment Fee	$30Within the typical range ($20–$30 nationally)	$4.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=stop_payment; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="ACH, Check, Money Order Stop Payment Fee \| $30.00"	Source
Copy of Check within 6 Months
Cash & DepositVerified
Debit Card Cash Advance	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=cash_advance; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Debit Card Cash Advance \| $5.00"	Source
Account ServicesVerified
Account Verification	$5Below the typical range ($10–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=account_verification; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Account Verification \| $5.00"	Source
Balance Inquiry
Lending FeesVerified
Loan Skip A Payment Fee	$25Within the typical range ($15–$25 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=late_payment; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Loan Skip A Payment Fee \| $25.00 for one loan, $35.00 for multiple loans"	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7085. canonical_hint=document_reproduction; text_hash=600395b59e66d64e708861ffa07354cc523a455507cf97e394bbe68fac53b69b; excerpt="Copy of Statement \| $5.00"	Source
Copy of Statement with E-Statements from February 2021

Fee change alerts

Get an email when N Y Team Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at N Y Team Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

Total fees: 25

Headline fees published

9 of 15

Published fees

Under review

Assets

$43.5M

Work at N Y Team Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$43.5M

Total deposits

$40.5M

Service charge income (year to date)

$176K

Fee income ratio

12.2%

Return on assets

0.72%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing