vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$5 below the Illinois median
per month · Source
At the national medianAt the Illinois median
per month · Source
$5 below the national median$5 below the Illinois median
per item · Source
$2.50 below the national median$2.50 below the Illinois median
per item · Source
At the national medianAt the Illinois median
—
$2.50 below the national median$4.50 below the Illinois median
per item · Source
$10 above the national median$10 above the Illinois median
per item · Source
At the national medianAt the Illinois median
$10 below the national median$10 below the Illinois median
$5 above the national median$5 above the Illinois median
$0.50 below the national median$0.50 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum balance fee (Share Acct) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$5 below the Illinois median | per month | — | Source |
| Dormant / Inactive Account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Illinois median | per item | — | Source |
| Overdraft Protection on Automatic Transfer | $2.50 | ||||
ATM & CardVerified | |||||
| Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Foreign transaction fee (single currency) | 1%of the transaction | ||||
Check ServicesVerified | |||||
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | per item | — | Source |
Cash & DepositVerified | |||||
| NSF Payment / Deposit Item | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Illinois median | per item | — | Source |
Lending FeesVerified | |||||
| Late Fee Home Equity Loan Payment | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Late Fee Loan Payment (after 10 day grace period) | $10 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Illinois median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
11
Under review
0
Assets
$41.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$41.4M
Total deposits
$35.7M
Service charge income (year to date)
$12K
Fee income ratio
1.2%
Return on assets
0.90%
Financial profile · Pro
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| $2.50 below the national median$2.50 below the Illinois median |
| per item |
| — |
| Source |
| — |
| — |
| — |
| Source |
| $10 below the national median$10 below the Illinois median |
| — |
| — |
| Source |
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |