Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wayne County Community Federal Credit Union

Smithville, OhioCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (inactive over 12 months)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-sufficient Funds & Overdraft Privilege (per item)$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Ohio median
per item · Source
Processor Return Item$20Below the typical range ($25–$32 nationally)
$10 below the national median$10 below the Ohio median
Source
Overdraft Transfer (from savings to checking)$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Ohio median
per transaction · Source

ATM & CardVerified

Debit Card Reissue$10Within the typical range ($5–$10 nationally)
At the national medianAt the Ohio median
Source
Debit Card Reissue Rush Fee$20Below the typical range ($30–$50 nationally)
$20 below the national median$10 below the Ohio median
Source

Check ServicesVerified

Official Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Ohio median
Source
Stop Payment Placement$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5 below the Ohio median
Source
Image Copy of Processed Check$5Within the typical range ($2–$5 nationally)
$2 above the national median$1 above the Ohio median
Source

Account ServicesVerified

Garnishment / Levy / Subpoena$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Ohio median
per item · Source
Verification of Deposit Processing$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Ohio median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (inactive over 12 months)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Ohio median	per month	—	Source
Account Research / Reconcilliation	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$7.50 above the Ohio median	—	—	Source
Credit Card Transaction Dispute (other than fraud)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$7.50 above the Ohio median	—	—	Source
Debit Card Transaction Dispute (other than fraud)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$7.50 above the Ohio median	—	—	Source
Overdraft & NSFVerified
Non-sufficient Funds & Overdraft Privilege (per item)	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Ohio median	per item	—	Source
Processor Return Item	$20
ATM & CardVerified
Debit Card Reissue	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Ohio median	—	—	Source
Debit Card Reissue Rush Fee	$20
Wire TransfersVerified
Outgoing Wire Transfer	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Ohio median	—	—	Source
Check ServicesVerified
Official Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Ohio median	—	—	Source
Stop Payment Placement	$25
Account ServicesVerified
Garnishment / Levy / Subpoena	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Ohio median	per item	—	Source
Verification of Deposit Processing	$5
Lending FeesVerified
Loan Late Fee	$30Above the typical range ($10–$25 nationally)	$10 above the national median$5 above the Ohio median	—	—	Source
Other FeesVerified
Account Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Ohio median	per month	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

17 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$54.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$54.2M

Total deposits

$47.9M

Service charge income (year to date)

$164K

Fee income ratio

10.8%

Return on assets

1.06%

Financial profile · Pro

Performance from regulator filings

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Based on 66,934 published fee entries from 3,619 institutions

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