vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Massachusetts median
one time · IRA opened < 3 months · Institution’s schedule
$7.50 above the national medianAt the Massachusetts median
$23 below the national median$23 below the Massachusetts median
At the national medianAt the Massachusetts median
$10 below the national median$10 below the Massachusetts median
per item · Institution’s schedule
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$355 above the national median$335 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
$130 above the national median$110 above the Massachusetts median
$10 below the national median$30 below the Massachusetts median
$40 above the national median$20 above the Massachusetts median
At the national median$20 below the Massachusetts median
$80 above the national median$60 above the Massachusetts median
$10 above the national median$10 below the Massachusetts median
$105 above the national median$85 above the Massachusetts median
$40 below the national median$60 below the Massachusetts median
At the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Close-out Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Massachusetts median | one time | IRA opened < 3 months | Institution’s schedule |
| Research Fee (per hour/one hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Returned Check Fee | $7Below the typical range ($25–$32 nationally) | $23 below the national median$23 below the Massachusetts median | — | — | Source |
| Overdraft Transfer Service | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire - Recurring | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the Massachusetts median | per item | — | Institution’s schedule |
| Domestic Wire Fees: Outgoing | $25 | ||||
Check ServicesVerified | |||||
| Official Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order Fee | $3 | ||||
Account ServicesVerified | |||||
| Lock Drilling Fee | $400Above the typical range ($30–$70 nationally) | $355 above the national median$335 above the Massachusetts median | — | — | Source |
| Lost Key Replacement Fee | $25 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
21
Under review
0
Assets
$2.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.0B
Total deposits
$1.8B
Service charge income
$710K
Fee income ratio
4.5%
Return on assets
0.78%
Branches
13
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Domestic Wire Fees: Incoming | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| $20 below the national median$40 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 10" x 10" | $175Above the typical range ($30–$70 nationally) | $130 above the national median$110 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 2" x 5" | $35Within the typical range ($30–$70 nationally) | $10 below the national median$30 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 3" x 10" | $85Above the typical range ($30–$70 nationally) | $40 above the national median$20 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3" x 5" | $45Within the typical range ($30–$70 nationally) | At the national median$20 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 10" | $125Above the typical range ($30–$70 nationally) | $80 above the national median$60 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5" x 5" | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 7" x 10" | $150Above the typical range ($30–$70 nationally) | $105 above the national median$85 above the Massachusetts median | — | — | Source |
| Safe Deposit Late Charge Fee | $5Below the typical range ($30–$70 nationally) | $40 below the national median$60 below the Massachusetts median | — | — | Source |
| Levy Processing Fee | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |