Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Iron Workers Federal Credit Union

Pittsburgh, PennsylvaniaCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low Balance Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft (NSF)$30Within the typical range ($25–$33 nationally)
At the national medianAt the Pennsylvania median
per item · Source
(NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Pennsylvania median
per item · Source

Check ServicesVerified

Stop Payment of Credit Union Check$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Pennsylvania median
Source
Copy of Paid Draft$3Within the typical range ($2–$5 nationally)
At the national medianAt the Pennsylvania median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Low Balance Fee	$2Below the typical range ($5–$10 nationally)	$5 below the national median$3.48 below the Pennsylvania median	—	—	Source
ESCHEAT FEE	$25Above the typical range ($5–$10 nationally)	$20 above the national median$20 above the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
Overdraft (NSF)	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
(NSF)	$30
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Check ServicesVerified
Stop Payment of Credit Union Check	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$5 below the Pennsylvania median	—	—	Source
Copy of Paid Draft	$3
Cash & DepositVerified
Deposited Item Returned	$25Within the typical range ($8–$25 nationally)	$10 above the national median$5 above the Pennsylvania median	per item	—	Source
Lending FeesVerified
Late Payment Fee (after 15 days)	$20Within the typical range ($10–$25 nationally)	At the national medianAt the Pennsylvania median	—	—	Source
Retirement & IRAVerified
IRA Yearly Maintenance	$15Within the typical range ($10–$25 nationally)	At the national median$5 below the Pennsylvania median	per year	—	Source
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Pennsylvania median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

11 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$5.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.4M

Total deposits

$5.1M

Service charge income (year to date)

$14K

Fee income ratio

9.0%

Return on assets

-0.37%

Financial profile · Pro

Performance from regulator filings

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