vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$5.25 below the New Jersey median
$117.50 above the national median$115 above the New Jersey median
$12.50 below the national median$15 below the New Jersey median
At the national medianAt the New Jersey median
$5 below the national median$2 below the New Jersey median
$2.50 below the national medianAt the New Jersey median
$2.50 above the national median$5 above the New Jersey median
$2 above the national medianAt the New Jersey median
$15 above the national median$10 above the New Jersey median
$10 above the national median$40 below the New Jersey median
$5 above the national median$1.25 above the New Jersey median
$70 above the national median$50 above the New Jersey median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant/Inactive Account (1 year no activity) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$5.25 below the New Jersey median | — | — | Source |
| Account Research Fee | $135Above the typical range ($12–$25 nationally) | $117.50 above the national median$115 above the New Jersey median | — | — | Source |
| Return Mail/Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the New Jersey median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF (non-sufficient fund) fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the New Jersey median | — | — | Source |
ATM & CardVerified | |||||
| Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2 below the New Jersey median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New Jersey median | — | — | Source |
| Stop Payment Fee (CU Issued Check) | $30 | ||||
Cash & DepositVerified | |||||
| Return Deposit Check NSF | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New Jersey median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Lien Levy | $60Within the typical range ($30–$89.38 nationally) | $10 above the national median$40 below the New Jersey median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment (after 10-day grace period) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$1.25 above the New Jersey median | — | — | Source |
| Loan Cancellation (after loan is processed) | $100 | ||||
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
12
Under review
0
Assets
$7.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$7.3M
Total deposits
$6.4M
Service charge income (year to date)
$13K
Fee income ratio
8.0%
Return on assets
0.29%
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| $2.50 above the national median$5 above the New Jersey median |
| — |
| — |
| Source |
| Copy of Cleared Share Draft | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New Jersey median | — | — | Source |
| $70 above the national median$50 above the New Jersey median |
| — |
| — |
| Source |