vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.74 below the Mississippi median
per month · Source
$2.50 below the national median$5 below the Mississippi median
$7.50 above the national median$5 above the Mississippi median
$10 above the national median$8.75 above the Mississippi median
per item · Source
$3 below the national median$4.50 below the Mississippi median
per item · Source
$12.50 above the national median$10 above the Mississippi median
per item · Source
At the national medianAt the Mississippi median
$2 above the national median$0.75 above the Mississippi median
per item · Source
$5 below the national medianAt the Mississippi median
$5 below the national medianAt the Mississippi median
$10 below the national median$5 below the Mississippi median
per year · Source
$1 below the national median$1 below the Mississippi median
$412.50 above the national median$420 above the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge Checking under | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.74 below the Mississippi median | per month | — | Source |
| Early Account Closing Fee | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the Mississippi median | — | — | Source |
| Early closing of Christmas Club Account | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Check Returns (per item) | $40Above the typical range ($25–$32 nationally) | $10 above the national median$8.75 above the Mississippi median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$4.50 below the Mississippi median | per item | — | Source |
| Stop Payment Fee (per item) | $40 | ||||
Account ServicesVerified | |||||
| Verification of Deposit Fee | $5Within the typical range ($5–$15 nationally) | $5 below the national medianAt the Mississippi median | — | — | Source |
Lending FeesVerified | |||||
| Late Fee added to any account 15 days past due | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Mississippi median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Maintenance Fee | $5Below the typical range ($10–$25 nationally) | $10 below the national median$5 below the Mississippi median | per year | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee (per statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Mississippi median | — | — | Source |
| Mortgage Loan Processing Fee/Credit Bureau Fee | $450 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
4 of 15
Published fees
13
Under review
0
Assets
$31.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$31.3M
Total deposits
$26.7M
Service charge income (year to date)
$53K
Fee income ratio
6.2%
Return on assets
1.72%
Financial profile · Pro
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| $12.50 above the national median$10 above the Mississippi median |
| per item |
| — |
| Source |
| Check Cashing Non-Member | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | — | — | Source |
| Photocopy of check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the Mississippi median | per item | — | Source |
| $412.50 above the national median$420 above the Mississippi median |
| — |
| — |
| Source |