vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$5 below the Kentucky median
per month · Source
At the national median$1 below the Kentucky median
per month · Source
$10 below the national median$10 below the Kentucky median
per item · Source
$15 below the national median$10 below the Kentucky median
$5 below the national median$5 below the Kentucky median
$4 below the national median$4 below the Kentucky median
per item · Source
$1 below the national medianAt the Kentucky median
per item · Source
$2 above the national median$2 above the Kentucky median
per item · Source
$5 below the national medianAt the Kentucky median
per item · Source
per month · Source
$2 below the national median$1.50 below the Kentucky median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Draft (service charge) | $2Below the typical range ($4–$10 nationally) | $4 below the national median$5 below the Kentucky median | per month | — | Source |
| Dormant Fee (no transactions 6 mos./under $100 min.) | $5Within the typical range ($5–$10 nationally) | At the national median$1 below the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - SD, ACH, POS, ATM | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Kentucky median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Kentucky median | — | — | Source |
| Wire Transfer - Incoming | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Kentucky median | per item | — | Source |
| Money Orders | $1 | ||||
Cash & DepositVerified | |||||
| Returned Check (on deposit items) | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Kentucky median | per item | — | Source |
Lending FeesVerified | |||||
| Loan Late Fee (if payment not received within 10 days of due date) | $15Within the typical range ($10–$25 nationally) | $5 below the national median | per month | — | Source |
Other FeesVerified | |||||
| Statement Copy (statement/history) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1.50 below the Kentucky median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$20
Headline fees published
6 of 15
Published fees
11
Under review
0
Assets
$60.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$60.3M
Total deposits
$47.7M
Service charge income (year to date)
$99K
Fee income ratio
5.9%
Return on assets
1.43%
Financial profile · Pro
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| $5 below the national median$5 below the Kentucky median |
| — |
| — |
| Source |
| $1 below the national medianAt the Kentucky median |
| per item |
| — |
| Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Kentucky median | per item | — | Source |