vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the New York median
one time · Institution’s schedule
$2 above the national median$3 below the New York median
$2.50 below the national median$2.50 below the New York median
At the national median$0.75 above the New York median
per month · Institution’s schedule
$5 above the national median$5 above the New York median
$5 above the national median$8.50 above the New York median
per item · Institution’s schedule
$0.50 above the national median$0.50 above the New York median
$2 above the national median$2 above the New York median
per item · Institution’s schedule
$10 above the national median$10 above the New York median
per item · Institution’s schedule
$5 above the national median$10 above the New York median
per item · Institution’s schedule
At the national medianAt the New York median
per item · Institution’s schedule
$1 below the national median$1 below the New York median
per item · Institution’s schedule
$7.50 above the national median$10 above the New York median
per item · Institution’s schedule
$2 above the national medianAt the New York median
$2.50 below the national median$2 below the New York median
per item · Institution’s schedule
$25 above the national medianAt the New York median
per item · Institution’s schedule
$25 above the national medianAt the New York median
At the national median$5 below the New York median
per item · Institution’s schedule
$2 above the national median$2 above the New York median
per item · Source
$7 above the national median$7 above the New York median
At the national medianAt the New York median
per item · Institution’s schedule
$2.85 below the national median$2.85 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the New York median | one time | — | Institution’s schedule |
| Inactive accounts (6 months less than $1,000) | $7Within the typical range ($5–$10 nationally) | $2 above the national median$3 below the New York median | — | — | Source |
| Account research (1 hour minimum) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
| Mailed statement | $3Within the typical range ($2–$4.68 nationally) | At the national median$0.75 above the New York median | per month | — | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Paid non-sufficient funds | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Non-sufficient funds | $35 | ||||
ATM & CardVerified | |||||
| ATM activity: 2 or more transactions per account | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | — | — | Source |
| ATM card replacement | $12 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the New York median | per item | — | Institution’s schedule |
| International wire transfer | $55 | ||||
Check ServicesVerified | |||||
| Bank check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | per item | — | Institution’s schedule |
| Money order | $1 | ||||
Account ServicesVerified | |||||
| Notary service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | per item | — | Institution’s schedule |
| Legal action compliance (levy, restraint, etc.) | $75 | ||||
Other FeesVerified | |||||
| Copy of previous statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Copy of statement on a closed account | $10 | ||||
Overdraft
$35.00
Of 66 others that publish it, 55 lower, 9 the same and 2 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$21.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$21.1M
Total deposits
$18.6M
Service charge income (year to date)
$58K
Fee income ratio
11.4%
Return on assets
1.97%
Financial profile · Pro
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| $5 above the national median$8.50 above the New York median |
| per item |
| — |
| Institution’s schedule |
| $2 above the national median$2 above the New York median |
| per item |
| — |
| Institution’s schedule |
| $5 above the national median$10 above the New York median |
| per item |
| — |
| Institution’s schedule |
| $1 below the national median$1 below the New York median |
| per item |
| — |
| Institution’s schedule |
| Stop payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | per item | — | Institution’s schedule |
| Microfilm copy of a share draft | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $25 above the national medianAt the New York median |
| per item |
| — |
| Institution’s schedule |
| Legal action compliance (levy, retraint, etc.) | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the New York median | — | — | Source |
| Account verification | $10Within the typical range ($5–$15 nationally) | At the national median$5 below the New York median | per item | — | Institution’s schedule |
| $7 above the national median$7 above the New York median |
| — |
| — |
| Source |
| Fax: 1st page | $3Within the typical range ($2–$5 nationally) | At the national medianAt the New York median | per item | — | Institution’s schedule |
| Photocopy | $0.15Below the typical range ($2–$5 nationally) | $2.85 below the national median$2.85 below the New York median | — | — | Source |