Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Embold Federal Credit Union

Oregon City, OregonCredit UnionSan Francisco Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Fee$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

No mobile deposit allowed and Courtesy Pay Restrictions will always remain at a$0Below the typical range ($25–$33 nationally)
$30 below the national median$25 below the Oregon median
Source
Overdraft Fee$12Below the typical range ($25–$33 nationally)
$18 below the national median$13 below the Oregon median
Source
Non-Sufficient Funds (NSF)$12Below the typical range ($25–$32 nationally)
$18 below the national median$17 below the Oregon median
Source
Overdraft Transfer Fee$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$2.50 below the Oregon median
Source

Check ServicesVerified

Corporate Check Fee$5Within the typical range ($3–$6 nationally)
At the national medianAt the Oregon median
per item · Source
Temporary Check Fee$4Within the typical range ($1–$4 nationally)
$2 above the national median$0.50 above the Oregon median
per item · Source

Account ServicesVerified

Notary: Incoming$25Above the typical range ($0–$5 nationally)
$22.50 above the national median$20 above the Oregon median
per item · Source
Legal Process$40Within the typical range ($30–$100 nationally)
$10 below the national median$10 below the Oregon median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national medianAt the Oregon median	per month	—	Source
Returned Mail/Unknown	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the Oregon median	per year	—	Source
Required for all: Paper Statement Fee	$3Within the typical range ($2–$4.95 nationally)	At the national medianAt the Oregon median	—	—	Source
Overdraft & NSFVerified
No mobile deposit allowed and Courtesy Pay Restrictions will always remain at a	$0Below the typical range ($25–$33 nationally)	$30 below the national median$25 below the Oregon median	—	—	Source
Overdraft Fee	$12
ATM & CardVerified
Non-Network ATM Transactions	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.50 below the Oregon median	per item	—	Source
Wire TransfersVerified
Wire Transfer - International	$15Below the typical range ($40–$50 nationally)	$35 below the national median$25 below the Oregon median	—	—	Source
Check ServicesVerified
Corporate Check Fee	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Oregon median	per item	—	Source
Temporary Check Fee	$4
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$5.25 below the Oregon median	—	—	Source
Account ServicesVerified
Notary: Incoming	$25Above the typical range ($0–$5 nationally)	$22.50 above the national median$20 above the Oregon median	per item	—	Source
Legal Process	$40
Other FeesVerified
Lien Release Fee. Oregon	$159Above the typical range ($25–$100 nationally)	$121.50 above the national median$101.50 above the Oregon median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$12

Overdraft fee: $12

60% below the national median overdraft fee

15 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$595.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$595.7M

Total deposits

$529.5M

Service charge income (year to date)

$948K

Fee income ratio

5.2%

Return on assets

0.35%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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