vs. U.S. typical range:LowerTypicalHigher
$3 above the national medianAt the South Dakota median
per month · Source
$7.50 above the national median$5 above the South Dakota median
$5 above the national median$5 above the South Dakota median
per month · Source
$7.50 below the national median$5 below the South Dakota median
per item · Source
$1 above the national median$0.76 above the South Dakota median
per month · Source
$5 above the national median$5 above the South Dakota median
per item · Source
At the national medianAt the South Dakota median
$1.50 above the national medianAt the South Dakota median
per item · Source
$0.50 above the national median$0.50 below the South Dakota median
per item · Source
At the national medianAt the South Dakota median
$5 below the national median$10 above the South Dakota median
$35 below the national median$20 below the South Dakota median
$25 below the national median$10 below the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national medianAt the South Dakota median | per month | — | Source |
| Account Closed within 90 Days of Opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the South Dakota median | — | — | Source |
| Dormant/Inactive Account Fee (1) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the South Dakota median | per month | — | Source |
| Excessive withdrawals (in excess of 3 per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the South Dakota median | per item | — | Source |
| Paper Statement Fee (on new accounts) | $4Within the typical range ($2–$4.93 nationally) | $1 above the national median$0.76 above the South Dakota median | per month | — | Source |
ATM & CardVerified | |||||
| Debit/Credit Card Replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the South Dakota median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire out Transactions | $25Within the typical range ($20–$25 nationally) | At the national medianAt the South Dakota median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment (check/draft & ACH) | $29Within the typical range ($20–$30 nationally) | $1.50 above the national medianAt the South Dakota median | per item | — | Source |
| Counter Checks [4 per page] (first 12 free with new account) | $2.50 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Set-Up (except a loan payment to DPFCU) | $10Within the typical range ($5–$20 nationally) | At the national medianAt the South Dakota median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Closed – returning only 1 key | $40Within the typical range ($30–$70 nationally) | $5 below the national median$10 above the South Dakota median | — | — | Source |
| Safe Deposit Box Late Payment (after 10 days past due) | $10 | ||||
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Headline fees published
5 of 15
Published fees
13
Under review
0
Assets
$84.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$84.4M
Total deposits
$75.8M
Service charge income (year to date)
$125K
Fee income ratio
4.7%
Return on assets
1.13%
Financial profile · Pro
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| $0.50 above the national median$0.50 below the South Dakota median |
| per item |
| — |
| Source |
| $35 below the national median$20 below the South Dakota median |
| — |
| — |
| Source |
| Safe Deposit Box Rental – Hettinger Only (varies by size) | $20Below the typical range ($30–$70 nationally) | $25 below the national median$10 below the South Dakota median | — | — | Source |