Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Sweetwater Regional Federal Credit Union

Sweetwater, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Accounts closed within 90 days of opening$15Within the typical range ($10–$25 nationally)

Dormant Account Fee ($100.00 or less)$5

At the national medianAt the Texas median

per month · Source

Account Research & Reconciliation$25

$7.50 above the national median$9.50 above the Texas median

Source

Returned Mail (each article returned)$6

$11.50 below the national median$9.50 below the Texas median

per item · Source

Overdraft & NSFVerified

Insufficient Funds (NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Texas median
per item · Source

ATM & CardVerified

Replace Lost or Damaged Debit Card/ ATM Card$15Above the typical range ($5–$10 nationally)
$5 above the national median$7.50 above the Texas median
per item · Source

Wire TransfersVerified

Wire Fee Out$35Above the typical range ($20–$25 nationally)
$10 above the national median$15 above the Texas median
Source

Check ServicesVerified

Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Check cashing fee$3Below the typical range ($5–$10 nationally)
$2 below the national median$2 below the Texas median
Source

Lending FeesVerified

Late Payment Fees on all loans$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Texas median
Source

Vehicle & TitleVerified

Lost title or Lien holder release$8Below the typical range ($15–$49.34 nationally)
$17 below the national median$14.50 below the Texas median
Source

Other FeesVerified

Statement Copies$3Within the typical range ($2–$5 nationally)
At the national medianAt the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Accounts closed within 90 days of opening	$15Within the typical range ($10–$25 nationally)	$2.50 below the national medianAt the Texas median	—	—	Source
Dormant Account Fee ($100.00 or less)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Texas median	per month	—	Source
Account Research & Reconciliation	$25Within the typical range ($12.50–$25 nationally)	$7.50 above the national median$9.50 above the Texas median	—	—	Source
Returned Mail (each article returned)	$6Below the typical range ($12.50–$25 nationally)	$11.50 below the national median$9.50 below the Texas median	per item	—	Source
Overdraft & NSFVerified
Insufficient Funds (NSF)	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Texas median	per item	—	Source
ATM & CardVerified
Replace Lost or Damaged Debit Card/ ATM Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median$7.50 above the Texas median	per item	—	Source
Wire TransfersVerified
Wire Fee Out	$35Above the typical range ($20–$25 nationally)	$10 above the national median$15 above the Texas median	—	—	Source
Check ServicesVerified
Stop Payment Fee	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$4.50 below the Texas median	per item	—	Source
Check cashing fee	$3
Lending FeesVerified
Late Payment Fees on all loans	$25Within the typical range ($10–$25 nationally)	$5 above the national medianAt the Texas median	—	—	Source
Vehicle & TitleVerified
Lost title or Lien holder release	$8Below the typical range ($15–$49.34 nationally)	$17 below the national median$14.50 below the Texas median	—	—	Source
Other FeesVerified
Statement Copies	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Texas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

12 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$6.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$6.6M

Total deposits

$5.3M

Service charge income (year to date)

$28K

Fee income ratio

14.9%

Return on assets

-0.61%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 68,011 published fee entries from 3,620 institutions

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