Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Southeastern Arizona Federal Credit Union

Douglas, ArizonaCredit UnionSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$1Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft$5Below the typical range ($25–$33 nationally)
$25 below the national median$25 below the Arizona median
per item · Source
NSF$30Within the typical range ($25–$32 nationally)
At the national medianAt the Arizona median
per item · Source

Wire TransfersVerified

Wire Transfer (Outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Arizona median
per item · Source

Check ServicesVerified

Official Check$1.50Below the typical range ($3–$6 nationally)
$3.50 below the national median$3.50 below the Arizona median
per item · Source
Stop Payment$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$20 below the Arizona median
per item · Source
On-us Check Cashing (Non-Members)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Arizona median
per item · Source
Copy of Cleared Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Arizona median
per item · Source

Cash & DepositVerified

Deposited Item Return$7Below the typical range ($8–$25 nationally)
$8 below the national median$20.50 below the Arizona median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$1Below the typical range ($5–$10 nationally)	$4 below the national median$9 below the Arizona median	per month	—	Source
Account Reconciliation	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5 below the Arizona median	—	—	Source
Overdraft & NSFVerified
Overdraft	$5Below the typical range ($25–$33 nationally)	$25 below the national median$25 below the Arizona median	per item	—	Source
NSF	$30
ATM & CardVerified
Replacement Debit Card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Arizona median	per item	—	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Arizona median	per item	—	Source
Check ServicesVerified
Official Check	$1.50Below the typical range ($3–$6 nationally)	$3.50 below the national median$3.50 below the Arizona median	per item	—	Source
Stop Payment	$10
Cash & DepositVerified
Deposited Item Return	$7Below the typical range ($8–$25 nationally)	$8 below the national median$20.50 below the Arizona median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

83% below the national median overdraft fee

11 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$48.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$48.3M

Total deposits

$40.8M

Service charge income (year to date)

$222K

Fee income ratio

16.1%

Return on assets

2.27%

Financial profile · Pro

Performance from regulator filings

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Based on 65,408 published fee entries from 3,595 institutions

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