vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per month · No activity for 1 year · Institution’s schedule
$15.50 below the national median$15.50 below the New York median
per item · 1 year or more prior · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
At the national median$5 above the New York median
per item · Source
$5 below the national median$5 below the New York median
per item · Institution’s schedule
At the national medianAt the New York median
per item · Institution’s schedule
$20 below the national median$15 below the New York median
per item · Institution’s schedule
$12.50 below the national median$10 below the New York median
per item · Institution’s schedule
$7.50 above the national median$10 above the New York median
per item · Institution’s schedule
$1.50 below the national median$3.50 below the New York median
per item · Institution’s schedule
$5 above the national median$5 above the New York median
per item · Source
$15 above the national median$10 above the New York median
$2.50 below the national median$2 below the New York median
$0.50 below the national medianAt the New York median
per item · For non-members only · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | No activity for 1 year | Institution’s schedule |
| Account History Printout (1+ year prior) | $2Below the typical range ($12–$25 nationally) | $15.50 below the national median$15.50 below the New York median | per item | 1 year or more prior | Institution’s schedule |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Personal Check, NSF (Each time an item is submitted or resubmitted for payment) | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the New York median | per item | — | Source |
Wire TransfersVerified | |||||
| Domestic Wire Out | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | per item | — | Institution’s schedule |
| Incoming Wire Fee | $10 | ||||
Check ServicesVerified | |||||
| Stop Payment ACH / Electronics | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| Stop Payment Credit Union Check | $35 | ||||
Digital & ElectronicVerified | |||||
| ACH NSF Return (Each time an item is submitted or resubmitted for payment) | $30Within the typical range ($15–$30 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Check | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | — | — | Source |
| Notary (non members) | $2 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
14
Under review
0
Assets
$34.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$34.9M
Total deposits
$30.4M
Service charge income (year to date)
$14K
Fee income ratio
1.6%
Return on assets
1.44%
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| At the national medianAt the New York median |
| per item |
| — |
| Institution’s schedule |
| International Wire Out | $30Below the typical range ($40–$50 nationally) | $20 below the national median$15 below the New York median | per item | — | Institution’s schedule |
| $7.50 above the national median$10 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Photocopy of Check | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$3.50 below the New York median | per item | — | Institution’s schedule |
| $0.50 below the national medianAt the New York median |
| per item |
| For non-members only |
| Source |