vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$7.50 below the New York median
per month · Source
$7.50 above the national median$7.50 above the New York median
$3 above the national median$3 above the New York median
$2 below the national median$2.25 above the New York median
$5 below the national median$0.75 below the New York median
$5 below the national median$5 below the New York median
$20 above the national median$20 above the New York median
$20 above the national median$20 above the New York median
$5 below the national median$5 below the New York median
$5 below the national medianAt the New York median
At the national medianAt the New York median
$0.50 above the national median$3 above the New York median
$17.50 below the national median$15 below the New York median
$2.50 below the national median$2.50 below the New York median
$13 above the national median$8 above the New York median
$2.50 below the national median$2 below the New York median
$25 below the national median$50 below the New York median
$15 above the national median$10 above the New York median
$5 above the national medianAt the New York median
$5 above the national medianAt the New York median
per year · Source
At the national medianAt the New York median
$37.50 below the national median$36.25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$7.50 below the New York median | per month | — | Source |
| Account Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the New York median | — | — | Source |
| Returned Item Fee (Share Draft, ATM & ACH) | $28 | ||||
ATM & CardVerified | |||||
| Replacement ATM/Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Expedited VISA Card Replacement | $60 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Wire Transfer (International) | $45 | ||||
Check ServicesVerified | |||||
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| Stop Payment - ACH | $28 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Returned | $28Above the typical range ($8–$25 nationally) | $13 above the national median$8 above the New York median | — | — | Source |
Account ServicesVerified | |||||
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the New York median | — | — | Source |
| Tax Levies, Restraining Notices, Information Subpoena | $25 | ||||
Lending FeesVerified | |||||
| VISA Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Administrative Fee | $20Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per year | — | Source |
| IRA Closure Before Age 59 1/2 | $25 | ||||
Other FeesVerified | |||||
| Loan Application Fee | $0Below the typical range ($25–$100 nationally) | $37.50 below the national median$36.25 below the New York median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
7 of 15
Published fees
22
Under review
0
Assets
$73.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$73.6M
Total deposits
$61.4M
Service charge income (year to date)
$43K
Fee income ratio
2.6%
Return on assets
0.72%
Financial profile · Pro
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| $2 below the national median$2.25 above the New York median |
| — |
| — |
| Source |
| VISA Return Payment Fee | $25Within the typical range ($25–$32 nationally) | $5 below the national median$0.75 below the New York median | — | — | Source |
| $20 above the national median$20 above the New York median |
| — |
| — |
| Source |
| Special Handling/Rush Replacement ATM/Debit Card | $60Above the typical range ($30–$50 nationally) | $20 above the national median$20 above the New York median | — | — | Source |
| $5 below the national medianAt the New York median |
| — |
| — |
| Source |
| $0.50 above the national median$3 above the New York median |
| — |
| — |
| Source |
| Stop Payment (Share Draft, Money Order & CU Check) | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | — | — | Source |
| $25 below the national median$50 below the New York median |
| — |
| — |
| Source |
| Account Verification Fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |