Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Meridian Trust Federal Credit Union

Cheyenne, WyomingCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$25Above the typical range ($5–$10 nationally)

$20 above the national median$15 above the Wyoming median

Accounts with Invalid Address (returned mail)$10

$7.50 below the national median$7.50 below the Wyoming median

per month · Source

ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research$25

$7.50 above the national median$7.50 above the Wyoming median

Source

Paper Statement (free in online banking)$3

At the national median$2 below the Wyoming median

per month · Source

Overdraft & NSFVerified

Paid Overdraft$30Within the typical range ($25–$33 nationally)
At the national medianAt the Wyoming median
Source
Insufficient Funds Items (NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Wyoming median
Source

ATM & CardVerified

Credit or Debit Card or H.S.A Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Wyoming median
per item · Source

Wire TransfersVerified

Wire Transfer, domestic$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Wyoming median
per item · Source
Wire Transfer, incoming$5Within the typical range ($5–$15 nationally)
$5 below the national medianAt the Wyoming median
per item · Source
Wire Transfer, International$55Above the typical range ($40–$50 nationally)
$5 above the national median$5 above the Wyoming median
per item · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Wyoming median
per item · Source
ACH Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$3.75 above the Wyoming median
per item · Source
Stop Payment (free in online banking)$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$3.75 above the Wyoming median
per item · Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median$1 above the Wyoming median
per item · Source
Receipt/Convenience Check Copy$3Within the typical range ($2–$5 nationally)
At the national median$1 below the Wyoming median
per item · Source

Digital & ElectronicVerified

Manual ACH Origination Set‐up or Change Fee$15Within the typical range ($5–$20 nationally)
$5 above the national medianAt the Wyoming median
Source

Account ServicesVerified

Safe Deposit Boxes‐$5Below the typical range ($30–$70 nationally)
$40 below the national median$27.50 below the Wyoming median
Source
Garnishments or Levy$75Within the typical range ($30–$88.13 nationally)
$25 above the national median$25 above the Wyoming median
per item · Source

Lending FeesVerified

Late Payment (if 10 or more days late)$25Within the typical range ($10–$25 nationally)
$5 above the national median
Source

Retirement & IRAVerified

Outgoing IRA transfer or Rollover$15Below the typical range ($25–$35 nationally)
$10 below the national median
per item · Source

Other FeesVerified

Statement Copies (including Visa Credit Card)$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$25Above the typical range ($5–$10 nationally)	$20 above the national median$15 above the Wyoming median	per month	—	Source
Accounts with Invalid Address (returned mail)	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Wyoming median	per month	—	Source
ORSC 11/01/2024 5 Our Service Pricing & Charges Account Reconciliation & Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Wyoming median	—	—	Source
Paper Statement (free in online banking)	$3Within the typical range ($2–$4.93 nationally)	At the national median$2 below the Wyoming median	per month	—	Source
Overdraft & NSFVerified
Paid Overdraft	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Wyoming median	—	—	Source
Insufficient Funds Items (NSF)	$30
ATM & CardVerified
Credit or Debit Card or H.S.A Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Wyoming median	per item	—	Source
Wire TransfersVerified
Wire Transfer, domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Wyoming median	per item	—	Source
Wire Transfer, incoming	$5
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Wyoming median	per item	—	Source
ACH Stop Payment	$30
Digital & ElectronicVerified
Manual ACH Origination Set‐up or Change Fee	$15Within the typical range ($5–$20 nationally)	$5 above the national medianAt the Wyoming median	—	—	Source
Account ServicesVerified
Safe Deposit Boxes‐	$5Below the typical range ($30–$70 nationally)	$40 below the national median$27.50 below the Wyoming median	—	—	Source
Garnishments or Levy	$75
Lending FeesVerified
Late Payment (if 10 or more days late)	$25Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Retirement & IRAVerified
Outgoing IRA transfer or Rollover	$15Below the typical range ($25–$35 nationally)	$10 below the national median	per item	—	Source
Other FeesVerified
Statement Copies (including Visa Credit Card)	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

Against Kansas City Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$30.00
Of 102 others that publish it, 48 lower, 36 the same and 18 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when Meridian Trust Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

21 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$730.5M

Work at Meridian Trust Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$730.5M

Total deposits

$627.7M

Service charge income (year to date)

$1.0M

Fee income ratio

4.7%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,454 published fee entries from 3,597 institutions

See pricing