vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$18.75 below the Kentucky median
$5 above the national median$3 above the Kentucky median
per month · Source
$7.50 above the national median$10 above the Kentucky median
$7.50 below the national median$5 below the Kentucky median
per month · Source
$3 below the national median$3 below the Kentucky median
$3 below the national median$3 below the Kentucky median
$0.50 below the national medianAt the Kentucky median
per month · Source
$3 below the national median$3 below the Kentucky median
$5 below the national medianAt the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
At the national medianAt the Kentucky median
$5 above the national median$5 above the Kentucky median
$0.50 below the national median$1.48 below the Kentucky median
$20 above the national median$15 above the Kentucky median
$2 above the national median$2 above the Kentucky median
per item · Source
$7.50 above the national median$10 above the Kentucky median
$25 above the national median$26.50 above the Kentucky median
$5 below the national median$3.50 below the Kentucky median
$5 above the national median$6.50 above the Kentucky median
$355 above the national median$356.50 above the Kentucky median
$25 below the national median$23.50 below the Kentucky median
$20 below the national median$18.50 below the Kentucky median
$25 above the national medianAt the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure (within 12 months of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$18.75 below the Kentucky median | — | — | Source |
| Dormant Account (12 months no activity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Kentucky median | per month | — | Source |
| Research/Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
| Returned Mail (for bad address) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Item | $27Within the typical range ($25–$33 nationally) | $3 below the national median$3 below the Kentucky median | — | — | Source |
| Non-Sufficient Fund Item (NSF) | $27 | ||||
ATM & CardVerified | |||||
| ATM Transactions (except CAFCU ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Kentucky median | per month | — | Source |
| Card Replacement | $7 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kentucky median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| Official Check (non-member) | $10 | ||||
Account ServicesVerified | |||||
| Notary Service: Non-members | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$10 above the Kentucky median | — | — | Source |
| Safe Deposit Box 10" x 10" | $70 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$27.00
Of 61 others that publish it, 17 lower, 3 the same and 41 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$27
Headline fees published
9 of 15
Published fees
24
Under review
0
Assets
$365.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$365.0M
Total deposits
$320.8M
Service charge income (year to date)
$1.2M
Fee income ratio
10.1%
Return on assets
1.00%
Financial profile · Pro
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| $3 below the national median$3 below the Kentucky median |
| — |
| — |
| Source |
| $3 below the national median$3 below the Kentucky median |
| — |
| — |
| Source |
| At the national medianAt the Kentucky median |
| — |
| — |
| Source |
| Outgoing International Wire | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| $5 above the national median$5 above the Kentucky median |
| — |
| — |
| Source |
| Stop Payment | $27Within the typical range ($20–$30 nationally) | $0.50 below the national median$1.48 below the Kentucky median | — | — | Source |
| Foreign Item Deposit | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15 above the Kentucky median | — | — | Source |
| Check Copy (free with Home Banking) Temporary | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Kentucky median | per item | — | Source |
| $25 above the national median$26.50 above the Kentucky median |
| — |
| — |
| Source |
| Safe Deposit Box 3" x 10" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$3.50 below the Kentucky median | — | — | Source |
| Safe Deposit Box 5" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$6.50 above the Kentucky median | — | — | Source |
| Safe Deposit Box Drilling Fee (if both keys are lost) | $400Above the typical range ($30–$70 nationally) | $355 above the national median$356.50 above the Kentucky median | — | — | Source |
| Safe Deposit Box Lost Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$23.50 below the Kentucky median | — | — | Source |
| Safe Deposit Boxes: 3" x 5" | $25Below the typical range ($30–$70 nationally) | $20 below the national median$18.50 below the Kentucky median | — | — | Source |
| Garnishment/Levy | $75Within the typical range ($30–$87.50 nationally) | $25 above the national medianAt the Kentucky median | — | — | Source |