Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Outreach Federal Credit Union

Hermitage, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Christmas Club Early Withdrawal and Closing$10Within the typical range ($10–$25 nationally)

Check ServicesVerified

Certified Check Fee$5Within the typical range ($3–$6 nationally)
At the national medianAt the Tennessee median
Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1.50 below the Tennessee median
Source
Foreign Item/Check Deposit$10Within the typical range ($10–$25 nationally)
$10 below the national median$7.50 below the Tennessee median
per item · Source

Lending FeesVerified

Loan Late Fee5%
—
Source
Minimum Late Fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$15 below the Tennessee median
Source
Visa Credit Card Late Fee$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Christmas Club Early Withdrawal and Closing	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Tennessee median	—	—	Source
Dormant account fee (Not used in 12 months)	$10Within the typical range ($5–$10 nationally)	$5 above the national median$2 above the Tennessee median	—	—	Source
Incorrect Address Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10 below the Tennessee median	—	—	Source
Paper Statements (ages 18-59)	$3Within the typical range ($2–$4.68 nationally)	At the national medianAt the Tennessee median	—	—	Source
Overdraft & NSFVerified
Paid Overdraft Items	$25Within the typical range ($25–$33 nationally)	$5 below the national median$6 below the Tennessee median	per item	—	Source
Check ServicesVerified
Certified Check Fee	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Tennessee median	—	—	Source
Money Orders	$1
Digital & ElectronicVerified
Draft/ACH Item Returned for Insufficient Funds	$25Within the typical range ($15–$30 nationally)	At the national median	per item	—	Source
Cash & DepositVerified
Returned Check Deposit Item	$25Within the typical range ($8–$25 nationally)	$10 above the national median$10 above the Tennessee median	—	—	Source
Account ServicesVerified
Levy/Garnishment Processing Fee	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Tennessee median	—	—	Source
Lending FeesVerified
Loan Late Fee	5%	—	—	—	Source
Minimum Late Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$15 below the Tennessee median
Other FeesVerified
Statement Copies	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Tennessee median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

14 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$35.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$35.3M

Total deposits

$31.2M

Service charge income (year to date)

$82K

Fee income ratio

8.2%

Return on assets

0.32%

Financial profile · Pro

Performance from regulator filings

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