vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$2.50 above the New York median
$10 above the national median$5.50 above the New York median
per month · Source
$5 above the national median$0.50 above the New York median
per month · Source
$1 below the national medianAt the New York median
per month · Source
$5 above the national median$5 above the New York median
per item · Source
$3 below the national median$3 below the New York median
per item · Source
$5 above the national median$9.25 above the New York median
per item · Source
$1.50 below the national median$1.50 below the New York median
$5 below the national median$5 below the New York median
At the national median$5 above the New York median
$5 above the national median$5 above the New York median
At the national medianAt the New York median
At the national medianAt the New York median
$2.50 below the national medianAt the New York median
At the national medianAt the New York median
per item · Source
$7.45 above the national median$7.45 above the New York median
per item · Institution’s schedule
$10.45 above the national median$10.45 above the New York median
per item · Institution’s schedule
$7.45 above the national median$7.45 above the New York median
$10.45 above the national median$10.45 above the New York median
$0.50 below the national medianAt the New York median
$25 above the national median$25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Savings Below Minimum Balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median$2.50 above the New York median | — | — | Source |
| Dormant Share/Savings or Money Market – After 30 months, per month | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5.50 above the New York median | per month | — | Source |
| Inactive Share Draft/Checking – After 6 months, per month | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Mailed Paper Statement (Monthly or Quarterly), Exceptions Apply | $2Within the typical range ($2–$4.95 nationally) | $1 below the national medianAt the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (Business) – per presentment | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Overdraft Fee (Personal) – per presentment | $27 | ||||
ATM & CardVerified | |||||
| ATM Transactions with CO-OP Network | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.50 below the New York median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Wire Transfer – Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Certified Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Official Check | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay - Rush Delivery Expedited Electronic Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$7.45 above the New York median | per item | — | Institution’s schedule |
| Online Bill Pay - Rush Delivery Overnight Check | $12.95 | ||||
Account ServicesVerified | |||||
| Notary Service from | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | — | — | Source |
| Legal Process – Subpoenas, levies and/or government orders | $75 | ||||
Overdraft
$35.00
Of 65 others that publish it, 54 lower, 9 the same and 2 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$426.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$426.9M
Total deposits
$389.5M
Service charge income (year to date)
$1.2M
Fee income ratio
9.9%
Return on assets
0.73%
Financial profile · Pro
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| $3 below the national median$3 below the New York median |
| per item |
| — |
| Source |
| Business / Organization Share Draft NSF Return Fee – per presentment | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | per item | — | Source |
| At the national median$5 above the New York median |
| — |
| — |
| Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| ACH Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | — | — | Source |
| Non-Member Check Cashing Fee – Per Item | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | per item | — | Source |
| $10.45 above the national median$10.45 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Online Bill Pay – Rush Delivery Expedited Electronic Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$7.45 above the New York median | — | — | Source |
| Online Bill Pay – Rush Delivery Overnight Check | $12.95Above the typical range ($0–$9.95 nationally) | $10.45 above the national median$10.45 above the New York median | — | — | Source |
| $25 above the national median$25 below the New York median |
| — |
| — |
| Source |