vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Maryland median
per year · Source
$10 above the national median$10 above the Maryland median
per quarter · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11972. canonical_hint=dormant_account; text_hash=55bd4d43a216b65bba593366c08dcb071b1c6bd83a0b9975b5518e40857ef210; excerpt="17. Inactivity Fee (per quarter, starting at the 24th month of inactivity) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $15.00" · Source
$7.50 below the national median$7.50 below the Maryland median
$12.50 below the national median$12.50 below the Maryland median
$2 below the national median$1.50 below the Maryland median
$2 below the national median$2 below the Maryland median
per item · Source
$2 below the national median$2 below the Maryland median
$10 above the national median$10 above the Maryland median
$5 below the national median$5 below the Maryland median
$35 below the national median$32.50 below the Maryland median
$5 below the national median$5 below the Maryland median
per item · Source
$10 below the national median$10 below the Maryland median
per item · Source
$10 above the national median$10 above the Maryland median
per item · Source
$15 above the national median$15 above the Maryland median
per item · Source
At the national medianAt the Maryland median
per item · Source
$1 below the national median$3 below the Maryland median
per item · Source
$2 above the national medianAt the Maryland median
$7 above the national median$5 above the Maryland median
$0.51 below the national median$3.01 below the Maryland median
$0.49 above the national median$2.01 below the Maryland median
$5 above the national medianAt the Maryland median
$75 above the national median$25 above the Maryland median
$1 below the national median$3 below the Maryland median
$2 above the national medianAt the Maryland median
per item · Source
$12.50 below the national median$25 below the Maryland median
$112.50 above the national median$100 above the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Accounts (no activity past 3 years) (per year, aggregate share balances less than ) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Maryland median | per year | — | Source |
| Inactivity Fee (per quarter, starting at the 24th month of inactivity) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Maryland median | per quarter | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11972. canonical_hint=dormant_account; text_hash=55bd4d43a216b65bba593366c08dcb071b1c6bd83a0b9975b5518e40857ef210; excerpt="17. Inactivity Fee (per quarter, starting at the 24th month of inactivity) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $15.00" | Source |
| Balance Checkbook to Statement (per statement) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Maryland median | — | — | Source |
| Undeliverable Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | — | — | Source |
| Paper Statements | $1Below the typical range ($2–$4.95 nationally) | $2 below the national median$1.50 below the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-sufficient Funds – UNPAID OR PAID AS “COURTESY PAY” (per check, ACH or other electronic withdrawal) | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Maryland median | per item | — | Source |
| Bill Pay Non-sufficient Funds | $28 | ||||
ATM & CardVerified | |||||
| Replacement Credit or Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Maryland median | — | — | Source |
| Credit or Debit Card Expedite fee | $5 | ||||
Wire TransfersVerified | |||||
| 3. Wire Transfer:: OUTGOING DOMESTIC (per transfer) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Maryland median | per item | — | Source |
| 3. Wire Transfer:: OUTGOING DOMESTIC (per transfer) | $15 | ||||
Check ServicesVerified | |||||
| FFFCU Official Check (per check) | $15Above the typical range ($3–$6 nationally) | $10 above the national median$10 above the Maryland median | per item | — | Source |
| FFFCU Official Check (per check) | $20 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Donation | $1.99Within the typical range ($0–$9.95 nationally) | $0.51 below the national median$3.01 below the Maryland median | — | — | Source |
| Bill Pay Gift Check | $2.99 | ||||
Cash & DepositVerified | |||||
| Return Item | $20Within the typical range ($8–$25 nationally) | $5 above the national medianAt the Maryland median | — | — | Source |
Account ServicesVerified | |||||
| Tax Levy/Garnishment Fee | $125Above the typical range ($30–$87.50 nationally) | $75 above the national median$25 above the Maryland median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies (per statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Maryland median | — | — | Source |
| Transaction Document Copies (each) | $5 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
7 of 15
Published fees
26
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income (year to date)
$1.8M
Fee income ratio
4.6%
Return on assets
0.33%
Financial profile · Pro
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| $2 below the national median$2 below the Maryland median |
| — |
| — |
| Source |
| Return Item | $40Above the typical range ($25–$32 nationally) | $10 above the national median$10 above the Maryland median | — | — | Source |
| $35 below the national median$32.50 below the Maryland median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Maryland median |
| per item |
| — |
| Source |
| $15 above the national median$15 above the Maryland median |
| per item |
| — |
| Source |
| Third Party Official Check (for each over 1 per month) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | per item | — | Source |
| Check Copies (over 2 per year, per check) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Maryland median | per item | — | Source |
| Official Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| Visa Sales Draft Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the Maryland median | — | — | Source |
| $0.49 above the national median$2.01 below the Maryland median |
| — |
| — |
| Source |
| $2 above the national medianAt the Maryland median |
| per item |
| — |
| Source |
| 23. Mortgage Lien Release . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$25 below the Maryland median | — | — | Source |
| Subordination Fee | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$100 above the Maryland median | — | — | Source |