vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the North Carolina median
$2.50 above the national median$9 above the North Carolina median
$1 below the national median$0.50 below the North Carolina median
per month · Source
$1 below the national medianAt the North Carolina median
$1 below the national medianAt the North Carolina median
per item · Source
$1 below the national median$4 above the North Carolina median
$20 below the national median$15 below the North Carolina median
At the national median$0.25 below the North Carolina median
$10 below the national median$4 below the North Carolina median
$10 below the national median$10 below the North Carolina median
At the national median$1 above the North Carolina median
At the national median$0.50 below the North Carolina median
$1.50 above the national medianAt the North Carolina median
At the national median$1 above the North Carolina median
$2.50 above the national median$3 above the North Carolina median
per month · Source
At the national median$4.25 above the North Carolina median
$25 above the national median$5 above the North Carolina median
At the national medianAt the North Carolina median
$2 above the national median$7 above the North Carolina median
$0.45 above the national median$0.70 above the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Non-Activity (Dormant) Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | — | — | Source |
| Account Research Fee (per Hour) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$9 above the North Carolina median | — | — | Source |
| Paper Statement Fee (Per Month/By Request) | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$0.50 below the North Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ATM Overdraft Fee | $29Within the typical range ($25–$33 nationally) | $1 below the national medianAt the North Carolina median | — | — | Source |
| Overdraft Fee (per item and re-presented item) | $29 | ||||
ATM & CardVerified | |||||
| ATM Service Charges | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.25 below the North Carolina median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee (Domestic, Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$4 below the North Carolina median | — | — | Source |
| Wire Transfer Fee (Domestic, Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national median$1 above the North Carolina median | — | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Service (Monthly) | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$3 above the North Carolina median | per month | — | Source |
Cash & DepositVerified | |||||
| Visa® Credit Card Cash Advance Fee | $5Within the typical range ($2–$10 nationally) | At the national median$4.25 above the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Tax Levy or Garnishment | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$5 above the North Carolina median | — | — | Source |
| Verification of Deposit | $10 | ||||
Lending FeesVerified | |||||
| Visa® Credit Card Late Payment Fee | $22Within the typical range ($10–$25 nationally) | $2 above the national median$7 above the North Carolina median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.70 above the North Carolina median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$29
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$131.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$131.1M
Total deposits
$118.9M
Service charge income (year to date)
$680K
Fee income ratio
15.4%
Return on assets
0.24%
Financial profile · Pro
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| $1 below the national medianAt the North Carolina median |
| per item |
| — |
| Source |
| Bill Pay Returned Item Fee | $29Within the typical range ($25–$32 nationally) | $1 below the national median$4 above the North Carolina median | — | — | Source |
| Shared Branch NSF Return Fee | $10Below the typical range ($25–$32 nationally) | $20 below the national median$15 below the North Carolina median | — | — | Source |
| $10 below the national median$10 below the North Carolina median |
| — |
| — |
| Source |
| At the national median$0.50 below the North Carolina median |
| — |
| — |
| Source |
| Stop Payment Fee | $29Within the typical range ($20–$30 nationally) | $1.50 above the national medianAt the North Carolina median | — | — | Source |
| Starter Checks (One Page of Four Checks) | $2Within the typical range ($1–$4 nationally) | At the national median$1 above the North Carolina median | — | — | Source |
| At the national medianAt the North Carolina median |
| — |
| — |
| Source |