vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$7.50 above the North Carolina median
$12.50 below the national median$6 below the North Carolina median
$2 above the national median$2.50 above the North Carolina median
$5 above the national median$6 above the North Carolina median
per item · Source
per day · Source
$1.50 above the national median$1.25 above the North Carolina median
At the national median$5 above the North Carolina median
$15 below the national median$9 below the North Carolina median
$5 below the national median$1 above the North Carolina median
$5 above the national median$5 above the North Carolina median
At the national median$5 above the North Carolina median
$5 above the national median$2.50 above the North Carolina median
$1 above the national median$2 above the North Carolina median
$7.50 above the national median$6 above the North Carolina median
$1 below the national medianAt the North Carolina median
$5 below the national median$7.50 below the North Carolina median
$5 below the national medianAt the North Carolina median
$2.50 above the national median$2 above the North Carolina median
per item · Source
$60 above the national median$52.50 above the North Carolina median
$10 above the national median$2.50 above the North Carolina median
$13 below the national median$20.50 below the North Carolina median
$15 above the national median$7.50 above the North Carolina median
$10 below the national median$17.50 below the North Carolina median
$25 above the national median$17.50 above the North Carolina median
$5 below the national median$12.50 below the North Carolina median
At the national median$7.50 below the North Carolina median
$205 above the national median$197.50 above the North Carolina median
$5 above the national median$2.50 below the North Carolina median
$50 above the national median$30 above the North Carolina median
$25 above the national median$25 above the North Carolina median
$2 above the national medianAt the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$7.50 above the North Carolina median | — | — | Source |
| Return Mail Maintenance | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$6 below the North Carolina median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.93 nationally) | $2 above the national median$2.50 above the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$6 above the North Carolina median | per item | — | Source |
| Daily Overdraft Charge | $2 | ||||
ATM & CardVerified | |||||
| ATM Surcharge (Foreign Cards) | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.25 above the North Carolina median | — | — | Source |
| Debit Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers - Domestic Online Outgoing Wire | $10Below the typical range ($20–$25 nationally) | $15 below the national median$9 below the North Carolina median | — | — | Source |
| Wire Transfers-Domestic Outgoing | $20 | ||||
Check ServicesVerified | |||||
| Official Checks | $6Within the typical range ($3–$6 nationally) | $1 above the national median$2 above the North Carolina median | — | — | Source |
| Stop Payment | $35 | ||||
Cash & DepositVerified | |||||
| Charge Back (Returned Deposited Item) | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services (per signature) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2 above the North Carolina median | per item | — | Source |
| Safe Deposit Box - 10 x 10 (Subject to Availability) | $105 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the North Carolina median | — | — | Source |
Other FeesVerified | |||||
| Interim Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 52 others that publish it, 25 lower, 17 the same and 10 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
31
Under review
0
Assets
$2.4B
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Financial Context
Financials as of Q4 2025 · FDIC call report
Total assets
$2.4B
Total deposits
$2.0B
Service charge income
$478K
Fee income ratio
1.8%
Branches
17
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $3 below the national median |
| per day |
| — |
| Source |
| At the national median$5 above the North Carolina median |
| — |
| — |
| Source |
| $5 below the national median$1 above the North Carolina median |
| — |
| — |
| Source |
| Wire Transfers-Domestic Incoming | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the North Carolina median | — | — | Source |
| Wire Transfers-International Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
| Wire Transfers-International Incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national median$2.50 above the North Carolina median | — | — | Source |
| $7.50 above the national median$6 above the North Carolina median |
| — |
| — |
| Source |
| Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the North Carolina median | — | — | Source |
| Collection Items (plus actual expenses paid to others) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$7.50 below the North Carolina median | — | — | Source |
| $60 above the national median$52.50 above the North Carolina median |
| — |
| — |
| Source |
| Safe Deposit Box - 11 x 10 (Subject to Availability) | $55Within the typical range ($30–$70 nationally) | $10 above the national median$2.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box - 2 x 5 (Subject to Availability) | $32Within the typical range ($30–$70 nationally) | $13 below the national median$20.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box - 3 x 10 (Subject to Availability) | $60Within the typical range ($30–$70 nationally) | $15 above the national median$7.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box - 3 x 5 (Subject to Availability) | $35Within the typical range ($30–$70 nationally) | $10 below the national median$17.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box - 4 x 13 (Subject to Availability) | $70Within the typical range ($30–$70 nationally) | $25 above the national median$17.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box - 5 x 5 (Subject to Availability) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$12.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box - 5 x 5 x 24 (Subject to Availability) | $45Within the typical range ($30–$70 nationally) | At the national median$7.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box Drilling | $250Above the typical range ($30–$70 nationally) | $205 above the national median$197.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box Replacement Key (per occurence) | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 below the North Carolina median | — | — | Source |
| Tax Levy/ Garnishment Processing | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$30 above the North Carolina median | — | — | Source |