per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2784. canonical_hint=account_research; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Excess Transaction Fee* An excess transaction fee on Savings & Money Market accounts that exceeds the 6-transaction limit per day | $10.00/Transaction" · Source

Overdraft & NSFVerified

Overdraft Privilege (Courtesy Pay Program)$30Within the typical range ($25–$33 nationally)
At the national median$5 above the California median
per item · Source
NSF – Non-Sufficient Funds$35Above the typical range ($25–$32 nationally)
$5 above the national median$12 above the California median
Source

ATM & CardVerified

Foreign ATM & Non-CO-OP Network ATM A fee of$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$1 above the California median
per item · Source
Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the California median
per item · Source
Debit Card Replacement (Rush Order)$50Within the typical range ($30–$50 nationally)
$10 above the national median$7.50 above the California median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2784. canonical_hint=rush_card; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Debit Card Replacement (Rush Order)* A fee of $50.00 for each additional card issued as a Rush Order. Usually 2-3 day delivery. | $50.00" · Source

Wire TransfersVerified

Domestic Wire Transfer Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the California median
per item · Source
Domestic Wire Transfer Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the California median
per item · Source
Foreign Wire Transfer$70Above the typical range ($40–$50 nationally)
$20 above the national median$25 above the California median
per item · Source

Check ServicesVerified

Cashier’s Check & Corporate Check Purchases A fee of$15Above the typical range ($3–$6 nationally)
$10 above the national median$10 above the California median
per item · Source
Money Order$5Above the typical range ($1.50–$3 nationally)
$3 above the national median$2 above the California median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 above the California median
Source
Temporary Checks$10Above the typical range ($1–$4 nationally)
$8 above the national median$7 above the California median
per item · For each page of temporary checks printed on more than 2 sheets of paper per year · Institution’s schedule
Temporary Checks A fee of$10Above the typical range ($1–$4 nationally)
$8 above the national median$7 above the California median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2784. canonical_hint=counter_check; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Temporary Checks A fee of $10.00 for each page of temporary checks printed on more than 2 sheets of paper per year. | $10.00" · Source
Foreign Item & Cash Letter Processing A fee of$35Above the typical range ($5–$10 nationally)
$30 above the national median$29.50 above the California median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2784. canonical_hint=check_cashing; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Foreign Item & Cash Letter Processing A fee of $35.00 for each foreign item processed | $35.00" · Source
Non-member Check Cashing A non-member will be charged$10Within the typical range ($5–$10 nationally)
$5 above the national median$4.50 above the California median
per item · Source
Collection Item$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the California median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2784. canonical_hint=check_cashing; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Collection Item A fee of $25.00 for each collection item. | $25.00/Item" · Source

Cash & DepositVerified

Phone Cash Advance A fee of$10Within the typical range ($2–$10 nationally)
$5 above the national median$6.50 above the California median
per transaction · Source

Account ServicesVerified

Legal Attachments, Levies, and Garnishment Fee A fee of$60Within the typical range ($30–$90 nationally)
$10 above the national median$15 above the California median
per item · Source

Retirement & IRAVerified

IRA Share Savings$10Within the typical range ($10–$25 nationally)
$5 below the national median$5 below the California median
per year · Source
IRA Direct Transfer$25Within the typical range ($25–$35 nationally)
At the national medianAt the California median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2784. canonical_hint=ira_termination; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="IRA Direct Transfer A fee of $25.00 for each IRA transfer to another institution | $25.00" · Source

Other FeesVerified

Skip-a-Payment$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$40 below the California median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2784. canonical_hint=other_lending_fee; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Skip-a-Payment A fee of $35.00 per loan payment you are qualified to skip | $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the California median	—	—	Source
Escheatment Due Diligence Notice	$2Below the typical range ($5–$10 nationally)	$3 below the national median$1.50 below the California median	—	—	Source
Inactive Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median$6.50 above the California median	per month	—	Source
Account Research	$60Above the typical range ($11–$25 nationally)	$42.50 above the national median$40 above the California median	—	—	Source
Excess Transaction Fee An excess transaction fee on Savings & Money Market accounts that exceeds the 6-transaction limit	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$10 below the California median	per item	Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2784. canonical_hint=account_research; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Excess Transaction Fee* An excess transaction fee on Savings & Money Market accounts that exceeds the 6-transaction limit per day \| $10.00/Transaction"	Source
Overdraft & NSFVerified
Overdraft Privilege (Courtesy Pay Program)	$30Within the typical range ($25–$33 nationally)	At the national median$5 above the California median	per item	—	Source
NSF – Non-Sufficient Funds	$35
ATM & CardVerified
Foreign ATM & Non-CO-OP Network ATM A fee of	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$1 above the California median	per item	—	Source
Debit Card Replacement	$5
Wire TransfersVerified
Domestic Wire Transfer Outgoing	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the California median	per item	—	Source
Domestic Wire Transfer Incoming	$10
Check ServicesVerified
Cashier’s Check & Corporate Check Purchases A fee of	$15Above the typical range ($3–$6 nationally)	$10 above the national median$10 above the California median	per item	—	Source
Money Order	$5
Cash & DepositVerified
Phone Cash Advance A fee of	$10Within the typical range ($2–$10 nationally)	$5 above the national median$6.50 above the California median	per transaction	—	Source
Account ServicesVerified
Legal Attachments, Levies, and Garnishment Fee A fee of	$60Within the typical range ($30–$90 nationally)	$10 above the national median$15 above the California median	per item	—	Source
Retirement & IRAVerified
IRA Share Savings	$10Within the typical range ($10–$25 nationally)	$5 below the national median$5 below the California median	per year	—	Source
IRA Direct Transfer	$25
Other FeesVerified
Skip-a-Payment	$35Within the typical range ($25–$100 nationally)	$2.50 below the national median$40 below the California median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2784. canonical_hint=other_lending_fee; text_hash=46ddcd5c9155db52c5cd3684e8ae68cfa74b0f4cb19f1e00e521e5629b3a89d0; excerpt="Skip-a-Payment A fee of $35.00 per loan payment you are qualified to skip \| $35.00"	Source

Against California credit unions

Overdraft
$30.00
Of 79 others that publish it, 66 lower, 10 the same and 3 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

26 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$882.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$882.5M

Total deposits

$692.6M

Service charge income (year to date)

$1.5M

Fee income ratio

5.7%

Return on assets

0.12%

Financial profile · Pro

Performance from regulator filings

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