Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

South Texas Regional Federal Credit Union

Laredo, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Maintenance Fee$10Within the typical range ($4–$10 nationally)

Return Mail Fee$5

$12.50 below the national median$10.50 below the Texas median

Source

Overdraft & NSFVerified

Per Returned NSF check$40Above the typical range ($25–$32 nationally)
$10 above the national median$10 above the Texas median
Source

Lending FeesVerified

Late Payment fee applies after 10 days from loan due date$30Above the typical range ($10–$25 nationally)
$10 above the national median$5 above the Texas median
Source

Other FeesVerified

Xerox copies (per page)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Maintenance Fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3 above the Texas median	—	—	Source
Dormant Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Texas median	—	—	Source
Return Mail Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10.50 below the Texas median	—	—	Source
Overdraft & NSFVerified
Per Returned NSF check	$40Above the typical range ($25–$32 nationally)	$10 above the national median$10 above the Texas median	—	—	Source
Lending FeesVerified
Late Payment fee applies after 10 days from loan due date	$30Above the typical range ($10–$25 nationally)	$10 above the national median$5 above the Texas median	—	—	Source
Other FeesVerified
Xerox copies (per page)	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Texas median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $40

33% above the national median NSF fee

6 verified fees collected

Headline fees published

2 of 15

Published fees

Under review

Assets

$5.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.7M

Total deposits

$4.8M

Service charge income (year to date)

$14K

Fee income ratio

8.7%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

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Based on 67,832 published fee entries from 3,632 institutions

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