vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 above the Tennessee median
$10 above the national median$7 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
per month · Source
$2 above the national median$1 above the Tennessee median
$2 above the national median$2 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$10 below the national median$5 below the Tennessee median
$45 above the national median$42.50 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$1 above the national median$0.50 above the Tennessee median
per item · Source
$4.50 above the national median$2 above the Tennessee median
per month · Source
$4.50 above the national median$2 above the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
$85 above the national median$80 above the Tennessee median
per year · Source
$65 above the national median$60 above the Tennessee median
$50 above the national median$50 above the Tennessee median
At the national medianAt the Tennessee median
$1 below the national median$1 below the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| 11. Early Withdrawal Penalty for Jump Start Share certificate - A penalty of seven days dividends will be imposed if the | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Tennessee median | — | — | Source |
| Inactive Account (dormant 18 months or more) fee | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7 above the Tennessee median | — | — | Source |
| Locator fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1 above the Tennessee median | — | — | Source |
| Non-Sufficient Fund (NSF) fee | $32 | ||||
ATM & CardVerified | |||||
| Replacement Card fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
Wire TransfersVerified | |||||
| ELECTRONIC FUND TRANSFERS: Outgoing Consumer Domestic Wire Transfer fee | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Tennessee median | — | — | Source |
| Outgoing Consumer Foreign Wire Transfer fee | $95 | ||||
Check ServicesVerified | |||||
| Cashier’s Check fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| per money order | $3 | ||||
Account ServicesVerified | |||||
| Drilling of Box fee | $130Above the typical range ($30–$70 nationally) | $85 above the national median$80 above the Tennessee median | per year | — | Source |
| Lost Key/Change of Lock fee | $110 | ||||
Other FeesVerified | |||||
| Photocopy fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
| Share Draft Statement Copies (per page) fee | $1 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
7 of 15
Published fees
23
Under review
0
Assets
$2.8B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.8B
Total deposits
$2.2B
Service charge income (year to date)
$6.9M
Fee income ratio
7.1%
Return on assets
1.44%
Financial profile · Pro
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| $2 above the national median$2 above the Tennessee median |
| per item |
| — |
| Source |
| Returned Item fee | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
| Share/Savings Returned Item fee | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
| Withdrawals on non-sufficient funds | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
| $45 above the national median$42.50 above the Tennessee median |
| per item |
| — |
| Source |
| $1 above the national median$0.50 above the Tennessee median |
| per item |
| — |
| Source |
| Share Draft Stop Payment Order fee | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2 above the Tennessee median | per month | — | Source |
| Stop Payment fee | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2 above the Tennessee median | per item | — | Source |
| Share Draft Statement Copies (per page) fee | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Tennessee median | per item | — | Source |
| $65 above the national median$60 above the Tennessee median |
| — |
| — |
| Source |
| Levy/Garnishment Processing fee per notification | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Tennessee median | — | — | Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| $2 below the national median$2 below the Tennessee median |
| per item |
| — |
| Source |
| Share/Savings Statement Copy fee | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Tennessee median | per item | — | Source |