Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

One Community Bank

Oregon, WisconsinBankChicago Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$3 below the Wisconsin median
Source
Nonsufficient Funds Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$3 below the Wisconsin median
Source
Return Item Fee$0Below the typical range ($25–$32 nationally)
$30 below the national median$28 below the Wisconsin median
Source
Overdraft Protection Transfer$2Below the typical range ($2.50–$5 nationally)
$3 below the national median$3 below the Wisconsin median
Source

Wire TransfersVerified

Wire-Domestic Outgoing$25Within the typical range ($20–$25 nationally)
At the national medianAt the Wisconsin median
Source
Wire-Domestic Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median$10 below the Wisconsin median
Source
Wire-International Outgoing$60Above the typical range ($40–$50 nationally)
$10 above the national median$6.50 above the Wisconsin median
Source
Wire-International Incoming$0Below the typical range ($10–$25 nationally)
$20 below the national median$20 below the Wisconsin median
Source

Check ServicesVerified

Official Check Fee$0Below the typical range ($3–$6 nationally)
$5 below the national median$5 below the Wisconsin median
Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Wisconsin median
Source
Stop Payments$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Wisconsin median
Source
Check Image$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Wisconsin median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Wisconsin median	per year	—	Source
Account Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Wisconsin median	—	—	Source
Debit Card Dispute	$0Below the typical range ($12–$25 nationally)	$17.50 below the national median$17.50 below the Wisconsin median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$3 below the Wisconsin median	—	—	Source
Nonsufficient Funds Fee	$25
ATM & CardVerified
Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Wisconsin median	—	—	Source
Wire TransfersVerified
Wire-Domestic Outgoing	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Wisconsin median	—	—	Source
Wire-Domestic Incoming	$0
Check ServicesVerified
Official Check Fee	$0Below the typical range ($3–$6 nationally)	$5 below the national median$5 below the Wisconsin median	—	—	Source
Money Orders	$2
Account ServicesVerified
Garnishments	$100Above the typical range ($30–$90 nationally)	$50 above the national median$50 above the Wisconsin median	—	—	Source
Lending FeesVerified
Safety Deposit Box-Late Fee	$1Below the typical range ($10–$25 nationally)	$19 below the national median$9 below the Wisconsin median	—	—	Source
Other FeesVerified
Photocopies	$0Below the typical range ($2–$5 nationally)	$3 below the national median$2.63 below the Wisconsin median	—	—	Source

Against Chicago Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 115 others that publish it, 18 lower, 13 the same and 84 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when One Community Bank changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

19 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$2.6B

Work at One Community Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.6B

Total deposits

$2.1B

Service charge income

$187K

Fee income ratio

0.75%

Return on assets

1.40%

Branches

Service charge income by quarter

Q2 2026$187K

Q1 2026$190K

Q4 2025$210K

Q3 2025$209K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,788 published fee entries from 3,612 institutions

See pricing