Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First National Bank

Paragould, ArkansasBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Insufficient Funds Overdraft Item Fee (NSF Fee)$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Arkansas median
per item · Source
NSF Stop Payment Request$29Within the typical range ($25–$32 nationally)
$1 below the national median$1 below the Arkansas median
per item · Source

ATM & CardVerified

ATM transaction fee for a First National Bank cardholder at a non-First National Bank ATM$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Arkansas median
Source
ATM transaction fee for a non-First National Bank cardholder at a First National Bank ATM$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$1.50 above the Arkansas median
Source
ATM/Debit card replacement fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Arkansas median
per item · Source

Check ServicesVerified

Cashiers Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Arkansas median
per item · Source
Money order$3Within the typical range ($1.50–$3 nationally)
$1 above the national medianAt the Arkansas median
per item · Source
Check Cashing fee for non-First National Bank customers$5Within the typical range ($5–$10 nationally)
At the national medianAt the Arkansas median
per item · Source
Tax Refund Check Cashing fee$40Above the typical range ($5–$10 nationally)
$35 above the national median$35 above the Arkansas median
Source
Collection Items (Incoming/Outgoing)$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Arkansas median
per item · Source

Account ServicesVerified

Notary Public Service$5Within the typical range ($0–$5 nationally)
$2.50 above the national medianAt the Arkansas median
per item · Source
Tax Levy or Garnishment$25Below the typical range ($30–$89.38 nationally)
$25 below the national median$50 below the Arkansas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Arkansas median	per month	—	Source
Paper Statement Fee	$3Within the typical range ($2–$4.95 nationally)	At the national medianAt the Arkansas median	per month	—	Source
Overdraft & NSFVerified
Insufficient Funds Overdraft Item Fee (NSF Fee)	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Arkansas median	per item	—	Source
NSF Stop Payment Request	$29
ATM & CardVerified
ATM transaction fee for a First National Bank cardholder at a non-First National Bank ATM	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Arkansas median	—	—	Source
ATM transaction fee for a non-First National Bank cardholder at a First National Bank ATM	$3
Check ServicesVerified
Cashiers Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Arkansas median	per item	—	Source
Money order	$3
Cash & DepositVerified
Check Chargeback fee (for an item previously deposited)	$1Below the typical range ($8–$25 nationally)	$14 below the national median$19 below the Arkansas median	per item	—	Source
Account ServicesVerified
Notary Public Service	$5Within the typical range ($0–$5 nationally)	$2.50 above the national medianAt the Arkansas median	per item	—	Source
Tax Levy or Garnishment	$25

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

15 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$2.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.6B

Total deposits

$2.1B

Service charge income

$1.3M

Fee income ratio

4.6%

Return on assets

1.28%

Branches

Service charge income by quarter

Q2 2026$1.3M

Q1 2026$1.2M

Q4 2025$1.3M

Q3 2025$1.3M

Financial profile · Pro

Performance from regulator filings

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