vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Illinois median
per month · Source
$12.50 below the national median$15 below the Illinois median
$7.50 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
per item · Source
$2 below the national median$2 below the Illinois median
$5 below the national median$5 below the Illinois median
At the national median$5 below the Illinois median
—
$7.50 below the national median$9.50 below the Illinois median
$11.50 above the national median$9.50 above the Illinois median
per item · Source
$2 above the national median$1 above the Illinois median
$10 above the national median$5 above the Illinois median
$25 below the national median$50 below the Illinois median
$5 below the national median$5 below the Illinois median
$5 below the national median$5 below the Illinois median
$5 above the national median$5 above the Illinois median
$2 above the national median$3 above the Illinois median
per month · Source
$27.50 below the national median$25 below the Illinois median
$12.50 below the national median$10 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee (2 years-730 days) (monthly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | per month | — | Source |
| Returned Statement/Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
| Statement Reconciliation (1 hour min) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft by ATM/Debit Card | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Overdraft Transfer fee from Savings | $3 | ||||
ATM & CardVerified | |||||
| Replacement ATM/ Debit Plastic Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Visa Platinum Card Rush Fee | $40 | ||||
Check ServicesVerified | |||||
| ACH Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$9.50 below the Illinois median | — | — | Source |
| Stop Payment Request (Teller Check) | $39 | ||||
Digital & ElectronicVerified | |||||
| Non-Sufficient Funds (NSF Check or ACH returned to merchant) | $35Above the typical range ($15–$30 nationally) | $10 above the national median$5 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Legal Process Fee (Garnishments & IRS levies) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$50 below the Illinois median | — | — | Source |
| Verification of Deposit | $5 | ||||
Lending FeesVerified | |||||
| Consumer Loan Late Payment (15 days past due) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Late Payment Fee | $25 | ||||
Other FeesVerified | |||||
| Statement Copy (per cycle) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | per month | — | Source |
| Auto Lien Release Letter | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
5 of 15
Published fees
18
Under review
0
Assets
$5.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.0M
Total deposits
$4.3M
Service charge income (year to date)
$9K
Fee income ratio
6.1%
Return on assets
-0.68%
Financial profile · Pro
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| $2 below the national median$2 below the Illinois median |
| — |
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| Source |
| At the national median$5 below the Illinois median |
| — |
| — |
| Source |
| Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| $11.50 above the national median$9.50 above the Illinois median |
| per item |
| — |
| Source |
| Teller Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | — | — | Source |
| $5 below the national median$5 below the Illinois median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| $27.50 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Loan Application Fee | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$10 below the Illinois median | — | — | Source |