vs. U.S. typical range:LowerTypicalHigher
$13.50 below the national median$11 below the New York median
$2.50 above the national median$2.50 above the New York median
At the national median$5 above the New York median
$10 above the national median$15 above the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
per transaction · Source
$1.50 above the national median$1.50 above the New York median
$10 above the national median$10 above the New York median
per item · Source
—
per transaction · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
$0.50 below the national median$0.50 below the New York median
$2.50 above the national median$5 above the New York median
per item · Source
$0.50 below the national medianAt the New York median
$50 above the national medianAt the New York median
$0.25 above the national median$0.23 below the New York median
per item · Source
$1 below the national median$1 below the New York median
per month · Source
$2 below the national median$2 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Holiday club account early withdrawal | $4Below the typical range ($10–$25 nationally) | $13.50 below the national median$11 below the New York median | — | — | Source |
| Account reconciliation/research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH non-sufficient funds | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the New York median | — | — | Source |
| CU Service Center returned check | $40 | ||||
ATM & CardVerified | |||||
| ATM services at non-Credit Union | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per transaction | — | Source |
| ATM Surcharge | $3 | ||||
Wire TransfersVerified | |||||
| Domestic wire transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Certified check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Money order | $1.50 | ||||
Account ServicesVerified | |||||
| Non-member notary | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | — | — | Source |
| Restraining notice/subpoena | $100 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa gift card activation | $3.75Within the typical range ($3–$4.95 nationally) | $0.25 above the national median$0.23 below the New York median | per item | — | Source |
Other FeesVerified | |||||
| Additional statement copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the New York median | per month | — | Source |
| Photocopy | $1 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
8 of 15
Published fees
17
Under review
0
Assets
$143.9M
Work at Buffalo Metropolitan Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$143.9M
Total deposits
$128.5M
Service charge income (year to date)
$616K
Fee income ratio
11.9%
Return on assets
0.24%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $10 above the national median$15 above the New York median |
| per item |
| — |
| Source |
| $1.50 above the national median$1.50 above the New York median |
| — |
| — |
| Source |
| Replacement Instant Issue Debit Card | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the New York median | per item | — | Source |
| Foreign transaction fee | 1%of the transaction | — | per transaction | — | Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| $0.50 below the national median$0.50 below the New York median |
| — |
| — |
| Source |
| Stop payment order | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Source |
| $50 above the national medianAt the New York median |
| — |
| — |
| Source |
| $2 below the national median$2 below the New York median |
| per item |
| — |
| Source |