Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Hawaiian Financial Federal Credit Union

Honolulu, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Fee$0Below the typical range ($4–$10 nationally)

$6 below the national median$5.50 below the Hawaii median

Average Daily Balance below$1

$6 below the national median$4 below the Hawaii median

per month · Source

Average Daily Balance below$5

$2 below the national medianAt the Hawaii median

per month · Source

Account Closure Fee within 90 days$25

$7.50 above the national medianAt the Hawaii median

Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=early_closure; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Account Closure Fee within 90 days | $25.00" · Source

Inactive Account Fee (after three years no activity)$5

At the national medianAt the Hawaii median

per month · Source

Reconnect Fee (service cancelled w/90 days of inactivity)$4

$1 below the national median$1 below the Hawaii median

Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Reconnect Fee (service cancelled w/90 days of inactivity) | $4.00" · Source

Special Handling for Abandoned Account Fee$30

$25 above the national median$25 above the Hawaii median

per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Special Handling for Abandoned Account Fee | $30.00/item" · Source

Account Reconciliation$15

$2.50 below the national medianAt the Hawaii median

Source

Overdraft & NSFVerified

Courtesy Overdraft Protection Fees$20Below the typical range ($25–$33 nationally)
$10 below the national median$5 below the Hawaii median
Source
Non-Sufficient Funds Fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$5 below the Hawaii median
Source

ATM & CardVerified

Withdrawal, Transfer, Balance Inquiry, Denial Fee at Non-Hawaiian Financial FCU ATMs and Non-Bank of Hawaii ATMs$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Hawaii median
Source
Fee for Lost Cards$10Within the typical range ($5–$10 nationally)
At the national medianAt the Hawaii median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=card_replacement; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Fee for Lost Cards | $10.00" · Source

Wire TransfersVerified

Outgoing Wire Fees (per transfer): Domestic$35Above the typical range ($20–$25 nationally)
$10 above the national median$10 above the Hawaii median
Source
Incoming Wire Fee$0Below the typical range ($5–$15 nationally)
$10 below the national median$5 below the Hawaii median
Source
Outgoing Wire Fees (per transfer): International$40Within the typical range ($40–$50 nationally)
$10 below the national median$7.50 below the Hawaii median
Source

Check ServicesVerified

Money Order$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Hawaii median
per item · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Hawaii median
per item · Source
Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national medianAt the Hawaii median
per item · Source

Account ServicesVerified

Notary (Maximum 5 Signatures Per Day): Non-Member$5Within the typical range ($0–$5 nationally)
$2.50 above the national medianAt the Hawaii median
per item · Source
Size: 10 x 10 x 24$120Above the typical range ($30–$70 nationally)
$75 above the national median$66.25 above the Hawaii median
Source
Size: 3 x 10 x 24$45Within the typical range ($30–$70 nationally)
At the national median$8.75 below the Hawaii median
Source
Size: 5 x 10 x 24$70Within the typical range ($30–$70 nationally)
$25 above the national median$16.25 above the Hawaii median
Source
Size: 5 x 5 x 24$35Within the typical range ($30–$70 nationally)
$10 below the national median$18.75 below the Hawaii median
Source
Legal Processing Fee (Garnishment,Levies)$40Within the typical range ($30–$88.13 nationally)
$10 below the national median$10 below the Hawaii median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$5.50 below the Hawaii median	per month	—	Source
Average Daily Balance below	$1Below the typical range ($5–$10 nationally)	$6 below the national median$4 below the Hawaii median	per month	—	Source
Average Daily Balance below	$5Within the typical range ($5–$10 nationally)	$2 below the national medianAt the Hawaii median	per month	—	Source
Account Closure Fee within 90 days	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Hawaii median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=early_closure; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Account Closure Fee within 90 days \| $25.00"	Source
Inactive Account Fee (after three years no activity)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Hawaii median	per month	—	Source
Reconnect Fee (service cancelled w/90 days of inactivity)	$4Below the typical range ($5–$10 nationally)	$1 below the national median$1 below the Hawaii median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Reconnect Fee (service cancelled w/90 days of inactivity) \| $4.00"	Source
Special Handling for Abandoned Account Fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median$25 above the Hawaii median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Special Handling for Abandoned Account Fee \| $30.00/item"	Source
Account Reconciliation	$15Within the typical range ($12–$25 nationally)	$2.50 below the national medianAt the Hawaii median	—	—	Source
Overdraft & NSFVerified
Courtesy Overdraft Protection Fees	$20Below the typical range ($25–$33 nationally)	$10 below the national median$5 below the Hawaii median	—	—	Source
Non-Sufficient Funds Fee	$20
ATM & CardVerified
Withdrawal, Transfer, Balance Inquiry, Denial Fee at Non-Hawaiian Financial FCU ATMs and Non-Bank of Hawaii ATMs	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Hawaii median	—	—	Source
Fee for Lost Cards	$10
Wire TransfersVerified
Outgoing Wire Fees (per transfer): Domestic	$35Above the typical range ($20–$25 nationally)	$10 above the national median$10 above the Hawaii median	—	—	Source
Incoming Wire Fee	$0
Check ServicesVerified
Money Order	$2Within the typical range ($1.50–$3 nationally)	At the national medianAt the Hawaii median	per item	—	Source
Stop Payment Fee	$20
Account ServicesVerified
Notary (Maximum 5 Signatures Per Day): Non-Member	$5Within the typical range ($0–$5 nationally)	$2.50 above the national medianAt the Hawaii median	per item	—	Source
Size: 10 x 10 x 24	$120

Against San Francisco Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$20.00
Of 187 others that publish it, 48 lower, 17 the same and 122 higher.
Monthly maintenance
$0.00
Of 144 others that publish it, 0 lower, 23 the same and 121 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when Hawaiian Financial Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

24 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$1.1B

Work at Hawaiian Financial Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.1B

Total deposits

$1.0B

Service charge income (year to date)

$1.1M

Fee income ratio

4.5%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,454 published fee entries from 3,597 institutions

See pricing