Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

U S #1364 Federal Credit Union

Merrillville, IndianaCredit UnionChicago Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay$32Within the typical range ($25–$33 nationally)

NSF$32

$2 above the national median$2 above the Indiana median

per item · Source

Overdraft Transfer$20

$15 above the national median$15 above the Indiana median

per item · Source

ATM & CardVerified

ATM/Debit Card Inquiry$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Indiana median
per item · Source
ATM/Debit Card Transfer$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.50 below the Indiana median
per item · Source
ATM/Debit Card Withdrawal$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national medianAt the Indiana median
per item · Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Indiana median
per item · Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Indiana median
per item · Source
Stop Payment$32Above the typical range ($20–$30 nationally)
$4.50 above the national median$2 above the Indiana median
per item · Source
Items Sent for Collection$32Above the typical range ($10–$25 nationally)
$12 above the national median$7 above the Indiana median
per item · Source

Cash & DepositVerified

Deposited Item Return$32Above the typical range ($8–$25 nationally)
$17 above the national median$21 above the Indiana median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay	$32Within the typical range ($25–$33 nationally)	$2 above the national median$2 above the Indiana median	per item	—	Source
NSF	$32Within the typical range ($25–$32 nationally)	$2 above the national median$2 above the Indiana median	per item	—	Source
Overdraft Transfer	$20Above the typical range ($2.50–$5 nationally)	$15 above the national median$15 above the Indiana median	per item	—	Source
ATM & CardVerified
ATM/Debit Card Inquiry	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the Indiana median	per item	—	Source
ATM/Debit Card Transfer	$1.50
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Indiana median	per item	—	Source
Stop Payment	$32
Cash & DepositVerified
Deposited Item Return	$32Above the typical range ($8–$25 nationally)	$17 above the national median$21 above the Indiana median	per item	—	Source

Fee change alerts

Get an email when U S #1364 Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

11 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$222.4M

Work at U S #1364 Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$222.4M

Total deposits

$192.4M

Service charge income (year to date)

$811K

Fee income ratio

14.3%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,435 published fee entries from 3,614 institutions

See pricing