vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$2.75 above the New Jersey median
per month · Source
$7.50 below the national median$10 below the New Jersey median
per month · Source
$0.50 above the national median$0.50 above the New Jersey median
$5 above the national median$5 above the New Jersey median
$1 above the national median$1 above the New Jersey median
per item · Source
At the national median$3 above the New Jersey median
per item · Source
$5 below the national median$5 below the New Jersey median
$2 above the national median$2 above the New Jersey median
$1 above the national median$0.75 above the New Jersey median
$7.50 above the national median$10 above the New Jersey median
per item · Source
At the national medianAt the New Jersey median
per item · Source
$22.50 above the national median$24.74 above the New Jersey median
$2.50 below the national median$0.26 below the New Jersey median
$2.50 below the national medianAt the New Jersey median
$105 above the national median$70 above the New Jersey median
per month · Source
$40 below the national median$75 below the New Jersey median
$25 below the national median$60 below the New Jersey median
$100 above the national median$50 above the New Jersey median
per item · Source
$5 above the national median$5 above the New Jersey median
At the national medianAt the New Jersey median
$1.50 below the national median$1.50 below the New Jersey median
$12.50 above the national median$22.50 above the New Jersey median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (after 12 months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2.75 above the New Jersey median | per month | — | Source |
| Incorrect Address or Missing Address | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$10 below the New Jersey median | per month | — | Source |
| Paper Statement Fee | $3.50Within the typical range ($2–$4.68 nationally) | $0.50 above the national median$0.50 above the New Jersey median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (share draft and electronic items) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New Jersey median | — | — | Source |
| Sweep (Overdraft Transfer) Limit 6 per Month | $6 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national median$3 above the New Jersey median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier check (Payable to NJFCU member) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the New Jersey median | — | — | Source |
| Cashier’s check | $7 | ||||
Digital & ElectronicVerified | |||||
| ATM Balance Inquiry/Transfer/Withdrawal: Account/Bill Pay/Subpoena Research | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$24.74 above the New Jersey median | — | — | Source |
| Online Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Coin Machine | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the New Jersey median | — | — | Source |
| Safe Deposit Box Drilling | $150 | ||||
Retirement & IRAVerified | |||||
| IRA Plan Termination | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New Jersey median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.50 below the New Jersey median | — | — | Source |
Other FeesVerified | |||||
| Skip-A-Pay (June/July/August - 1 Month Only) | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$22.50 above the New Jersey median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
6 of 15
Published fees
23
Under review
0
Assets
$255.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$255.6M
Total deposits
$234.6M
Service charge income (year to date)
$894K
Fee income ratio
12.3%
Return on assets
0.58%
Financial profile · Pro
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| $1 above the national median$1 above the New Jersey median |
| per item |
| — |
| Source |
| $2 above the national median$2 above the New Jersey median |
| — |
| — |
| Source |
| Money Orders | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$0.75 above the New Jersey median | — | — | Source |
| Stop payment - Share Drafts (valid 6 mos.), ACH | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New Jersey median | per item | — | Source |
| Temporary Check order (min 4 checks) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the New Jersey median | per item | — | Source |
| $2.50 below the national median$0.26 below the New Jersey median |
| — |
| — |
| Source |
| $105 above the national median$70 above the New Jersey median |
| per month |
| — |
| Source |
| Safe Deposit Box Late Fee | $5Below the typical range ($30–$70 nationally) | $40 below the national median$75 below the New Jersey median | — | — | Source |
| Safe Deposit Box Lost Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$60 below the New Jersey median | — | — | Source |
| Levy Attachment | $150Above the typical range ($30–$90 nationally) | $100 above the national median$50 above the New Jersey median | per item | — | Source |
| Copy of Banking Document (Statement, Check: Verification of Deposit (Account or Mortgage) | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the New Jersey median | — | — | Source |