vs. U.S. typical range:LowerTypicalHigher
$15 above the national median$10.50 above the New York median
$12.50 below the national median$12.50 below the New York median
per item · Source
At the national medianAt the New York median
$5 below the national median$5 below the New York median
$10 below the national median$10 below the New York median
$7.50 above the national median$10 above the New York median
$7.50 above the national median$10 above the New York median
At the national median$2 below the New York median
$15 above the national median$10 above the New York median
$5 above the national medianAt the New York median
$5 above the national medianAt the New York median
per year · Source
$2.75 below the national median$2.75 below the New York median
per item · Source
$12.50 below the national median$11.25 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$10.50 above the New York median | — | — | Source |
| Returned Mail-Bad Address (per item) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Manual Transfer Overdraft Protection | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the New York median | — | — | Source |
ATM & CardVerified | |||||
| Replacement ATM or Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Rush delivery ATM/Debit Card | $30 | ||||
Check ServicesVerified | |||||
| Stop Payment on Automatic Debit | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | — | — | Source |
| Stop Payment on Share Draft | $35 | ||||
Lending FeesVerified | |||||
| Mortgage Loan Late Fee after 15 Days | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the New York median | — | — | Source |
| Personal Loan Late Fee after 15 days | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Fee | $20Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per year | — | Source |
Other FeesVerified | |||||
| Statement Copies per page | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$2.75 below the New York median | per item | — | Source |
| Skip-A-Pay | $25 | ||||
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Headline fees published
3 of 15
Published fees
13
Under review
0
Assets
$46.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$46.4M
Total deposits
$41.3M
Service charge income (year to date)
$30K
Fee income ratio
2.7%
Return on assets
0.52%
Financial profile · Pro
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| $10 below the national median$10 below the New York median |
| — |
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| Source |
| $7.50 above the national median$10 above the New York median |
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| — |
| Source |
| Copy of Share Draft | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | — | — | Source |
| $5 above the national medianAt the New York median |
| — |
| — |
| Source |
| $12.50 below the national median$11.25 below the New York median |
| — |
| — |
| Source |