vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the West Virginia median
per month · Source
$7.50 above the national median$11.50 above the West Virginia median
varies · per hour · Institution’s schedule
$7.50 above the national median$11.50 above the West Virginia median
At the national median$0.94 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · Source
At the national medianAt the West Virginia median
per item · unpaid items returned by the institution upon which drawn · Institution’s schedule
$5 above the national median$5 above the West Virginia median
per item · Source
$5 below the national medianAt the West Virginia median
per item · per wire transfer · Institution’s schedule
$5 above the national medianAt the West Virginia median
per item · per wire transfer · Institution’s schedule
At the national medianAt the West Virginia median
per item · Source
At the national median$1 below the West Virginia median
per item · Source
$2.50 above the national medianAt the West Virginia median
per item · per item · Institution’s schedule
$2.50 above the national medianAt the West Virginia median
per item · Source
$4 above the national median$2 above the West Virginia median
per item · Source
$0.50 above the national median$3 above the West Virginia median
$27 below the national median$14.50 below the West Virginia median
per year · Source
$5 above the national medianAt the West Virginia median
per item · Source
$1 below the national medianAt the West Virginia median
per item · Source
$27.50 below the national median$25 below the West Virginia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant/Inactivity Fee (per month after 12 months without activity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
| Account Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$11.50 above the West Virginia median | varies | per hour | Institution’s schedule |
| Account reconciliation fee (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$11.50 above the West Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Courtesy Clearing | $30Within the typical range ($25–$33 nationally) | At the national median$0.94 below the West Virginia median | per item | — | Source |
| Insufficient funds item fee | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Reissue (per occurrence) | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the West Virginia median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee - Outgoing USA | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the West Virginia median | per item | per wire transfer | Institution’s schedule |
| Wire Transfer Fee - Incoming | $15 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| Money order fee (per money order) | $2 | ||||
Digital & ElectronicVerified | |||||
| If you are a bill pay subscriber, you will be charged a fee | $3Within the typical range ($0–$9.95 nationally) | $0.50 above the national median$3 above the West Virginia median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counting Fee | $25Above the typical range ($0–$3 nationally) | $25 above the national median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Fee (pro-rated) | $18Below the typical range ($30–$70 nationally) | $27 below the national median$14.50 below the West Virginia median | per year | — | Source |
| Account Verification Fee—including special letters | $15 | ||||
Other FeesVerified | |||||
| Statement copy fee (per statement/printout) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the West Virginia median | per item | — | Source |
| Loan Application Fee | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$99.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$99.5M
Total deposits
$85.6M
Service charge income (year to date)
$104K
Fee income ratio
5.5%
Return on assets
0.45%
Financial profile · Pro
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| At the national medianAt the West Virginia median |
| per item |
| — |
| Source |
| Returned Item Fee | $30Within the typical range ($25–$32 nationally) | At the national medianAt the West Virginia median | per item | unpaid items returned by the institution upon which drawn | Institution’s schedule |
| $5 above the national medianAt the West Virginia median |
| per item |
| per wire transfer |
| Institution’s schedule |
| At the national median$1 below the West Virginia median |
| per item |
| — |
| Source |
| Stop Payment - Share Draft (Check)/ACH/Bill Pay | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the West Virginia median | per item | per item | Institution’s schedule |
| Stop Payment – Share Draft (Check)/ACH/Bill Pay | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the West Virginia median | per item | — | Source |
| Check "Share Draft or Official Check" copy fee (per item) | $7Above the typical range ($2–$5 nationally) | $4 above the national median$2 above the West Virginia median | per item | — | Source |
| $5 above the national medianAt the West Virginia median |
| per item |
| — |
| Source |
| $27.50 below the national median$25 below the West Virginia median |
| per item |
| — |
| Source |