New Alliance Federal Credit Union

Headquarters: Ambridge, Pennsylvania
Charter: Credit Union
Assets: $113.3M
Fed district: Cleveland
Regulator: NCUA

Explore Hamilton View published fees

Compared with Pennsylvania

7 of 22

compared fees are above the median.

10 below, 5 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
61st percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Pennsylvania median
of 22 compared; 10 below, 5 about the same
See the fees
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for New Alliance Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the Pennsylvania median	Published fees above the Pennsylvania median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	New Alliance Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: New Alliance Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 8.8% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (61st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $137K in Q2 2026, 14% below the same quarter a year earlier ($159K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
7 of 22 compared published fees sit above the Pennsylvania median; 10 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Pennsylvania medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
New Alliance Federal Credit Union: $30 to $35
New Alliance Federal Credit Union: $30 to $35
Pennsylvania median: $30119 publishCleveland district median: $30180 publishU.S. median: $302,603 publish
NSF / Returned Item
New Alliance Federal Credit Union: $35
New Alliance Federal Credit Union: $35
Pennsylvania median: $30141 publishCleveland district median: $30184 publishU.S. median: $302,857 publish
Wire Transfer (Domestic Out)
New Alliance Federal Credit Union: $20
New Alliance Federal Credit Union: $20
Pennsylvania median: $20117 publishCleveland district median: $23.50156 publishU.S. median: $252,629 publish

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 12% from Q3 2025 to Q2 2026, to $137K. Its share of revenue, 8.8%, is above the 7.2% median for credit unions with under $300M in assets.

Fee income, Q2 2026

$137K

$155KQ3 2025

$152KQ4 2025

$135KQ1 2026

$137KQ2 2026

Against the median (PA for fees)

Share of revenue8.8% / 7.2%
Overdraft$35* / $30

New Alliance Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $30 to $35; we compare the highest.

How much of the higher share comes from how often fees are charged, rather than what they cost?
Do waivers and balance requirements change what most customers actually pay?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

New Alliance Federal Credit Union · $113M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$111M to $117M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
New Alliance Federal Credit Union(this institution)	Ambridge, PA	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chiphone Federal Credit Union	Elkhart, IN	$112M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland Selfreliance Federal Credit Union	Parma, OH	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Credit Union of The Rockies	Golden, CO	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Deepwater Industries Federal Credit Union	Deepwater, NJ	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Desert Rivers Federal Credit Union	Moab, UT	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Explorers Federal Credit Union	Yankton, SD	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ibew & United Workers Federal Credit Union	Portland, OR	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
L G & W Federal Credit Union	Memphis, TN	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
La Loma Federal Credit Union	Loma Linda, CA	$117M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Madison County Federal Credit Union	Anderson, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mercer County Community Federal Credit Union	Hermitage, PA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metrum Community Federal Credit Union	Centennial, CO	$112M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mobile Educators Federal Credit Union	Mobile, AL	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Star Federal Credit Union	Cook, MN	$116M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northridge Community Federal Credit Union	Virginia, MN	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
One Credit Union of Ny	Cheektowaga, NY	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Advantage Federal Credit Union	Petersburg, VA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Riverview Federal Credit Union	Belpre, OH	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sound Federal Credit Union	Norwalk, CT	$116M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southern Lakes Federal Credit Union	Kenosha, WI	$113M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southwest 66 Federal Credit Union	Odessa, TX	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Total Community Federal Credit Union	Taylor, MI	$111M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorthern Federal Credit Union	Malone, NY	$112M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
White Rose Federal Credit Union	York, PA	$115M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Wichita Falls Teachers Federal Credit Union	Wichita Falls, TX	$116M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(out-of-network atm)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

New Alliance Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Out-of-network ATM fee in dollars, one mark per institution

New Alliance Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

New Alliance Federal Cred…Peer (equal prices stack)Peer medianInclude 4 outliers ($0, $0.75, $2, $2)Shown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for New Alliance Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $137K
vs prior quarter: +$2K+1.5%; from Q1 2026
vs a year earlier: −$22K−13.8%; from Q2 2025
vs start of range: −$7K−4.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: New Alliance Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$137K	+$2K	+1.5%
Q1 2026	$135K	−$17K	−11.2%
Q4 2025	$152K	−$3K	−1.9%
Q3 2025	$155K	−$4K	−2.5%
Q2 2025	$159K	+$16K	+11.2%
Q1 2025	$143K	−$37K	−20.6%
Q4 2024	$180K	+$36K	+25.0%
Q3 2024	$144K	+$12K	+9.1%

Fee-income share against its size cohort

Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, New Alliance Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

New Alliance Federal Credit Union: 8.8%
Percentile: 61st
25th percentile: 3.7%
Median: 7.2%
75th percentile: 11%

New Alliance Federal Credit Union 8.8%Median 7.2%Middle half 3.7% to 11.4%Peers at each share21 above 30%, counted in the last bar

Find a peer (2,932)

The 15 closest to New Alliance Federal Credit Union by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from New Alliance Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Closed Account (within 90 days)$10
Inside the U.S. middle 50% ($10 to $25 nationally)
Dormant Account - Account inactive after 12 months$3
Below the U.S. middle 50% ($5 to $10 nationally)
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $20.00 per hour
Bad Address$5
Inside the U.S. middle 50% ($5 to $7.50 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Closed Account (within 90 days)	$10Inside the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Dormant Account - Account inactive after 12 months	$3Below the U.S. middle 50% ($5 to $10 nationally)	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $20.00 per hour
Bad Address	$5Inside the U.S. middle 50% ($5 to $7.50 nationally)	Not stated	None
Overdraft & NSF
ACH Overdraft	$35Above the U.S. middle 50% ($25 to $33 nationally)	per item	None
ATM / POS Overdraft	$35Above the U.S. middle 50% ($25 to $33 nationally)	per item	None
Courtesy Pay	$30Inside the U.S. middle 50% ($25 to $33 nationally)	per item	None
Returned Item	$35Above the U.S. middle 50% ($25 to $32 nationally)	per item	None
Overdraft Protection Transfer Fee	$5Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
ATM & Card
VISA Check Card Replacement	$5Inside the U.S. middle 50% ($5 to $10 nationally)	per item	None
Wire Transfers
Wire Transfer (domestic outgoing)	$20Inside the U.S. middle 50% ($20 to $25 nationally)	per item	None
Wire Transfer (international outgoing)	$30Below the U.S. middle 50% ($40 to $50 nationally)	per item	None
Check Services
Certified Check	$5Inside the U.S. middle 50% ($3 to $6 nationally)	per item	None
Money Order	$1.25Below the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
Temporary Checks	$1Inside the U.S. middle 50% ($1 to $4 nationally)	per item	per 4 checks
Check Cashing - Members	$3Below the U.S. middle 50% ($5 to $10 nationally)	per item	None
Check Cashing - Non-members	$10Inside the U.S. middle 50% ($5 to $10 nationally)	per item	None
Foreign Check Processing	$10Inside the U.S. middle 50% ($10 to $26 nationally)	per item	None
Check Copy	$3Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None
Digital & Electronic
Inactive Bill Pay	$6Inside the U.S. middle 50% ($0 to $6 nationally)	per month	None
Cash & Deposit
Coin Machine Deposit - Members	4%	Not stated	None
Coin Machine Deposit - Members (audience not stated, treated as personal)	4%	Not stated	None
Coin Machine Deposit - Non-members	8%	Not stated	None
Coin Machine Deposit - Non-members (audience not stated, treated as personal)	8%	Not stated	None
Chargeback	$25Inside the U.S. middle 50% ($9 to $25 nationally)	per item	None
Deposited Item Return	$35Above the U.S. middle 50% ($9 to $25 nationally)	per item	None
Account Services
Safe Deposit Box 10 x 10	$100Above the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 2 x 10	$20Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 2 x 5	$10Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 3 x 5	$15Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 4 x 5	$20Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 5 x 10	$50Inside the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 5 x 5	$25Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Subpoenas, Garnishments/Levys	$75Inside the U.S. middle 50% ($30 to $85 nationally)	Not stated	None
Lending Fees
Loan Payment Late Fee	$25Not compared: Monthly charge, not per item	per month	None
VISA Credit Card Late Payment	$25Not compared: Monthly charge, not per item	per month	None
Retirement & IRA
IRA transfer to another Financial Institution	$30Inside the U.S. middle 50% ($25 to $35 nationally)	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards - members	$2.50Below the U.S. middle 50% ($3 to $4.95 nationally)	per item	None
VISA Gift Cards - non-members	$5Above the U.S. middle 50% ($3 to $4.95 nationally)	per item	None
VISA Pre Paid Card Reload	$2Below the U.S. middle 50% ($3 to $4.95 nationally)	per item	None
Other Fees
Copy of a Statement	$3Not compared: Charged per statement; comparison unavailable	per statement	Copy of a Statement \| $3.00 per statement
Skip-a-Payment	$39Above the U.S. middle 50% ($20 to $37.50 nationally)	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 43 fees.

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where New Alliance Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

4 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Ambridge, PA	1
Baden, PA	1
Monaca, PA	1
Pittsburgh, PA	1

Largest competitors nearby

Local market: Beaver county, PA, around its headquarters.

18 in its local market	Deposit share
First National Bank of Pennsylvania	25.7%
The Huntington National Bank	23.7%
WesBanco Bank, Inc.	17.1%
Citizens Bank, National Association	16.6%
PNC Bank, National Association	11.8%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

New Alliance Federal Credit Union

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

New Alliance Federal Credit Union does not publish an out-of-network ATM fee in the index.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at New Alliance Federal Credit Union changes in our data

New Alliance Federal Credit Union

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

New Alliance Federal Credit Union does not publish an out-of-network ATM fee in the index.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at New Alliance Federal Credit Union changes in our data