Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Vigo County Federal Credit Union

Terre Haute, IndianaCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Second Chance Checking Monthly service charge$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Privilege Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Indiana median
Source
NSF Returns$30Within the typical range ($25–$32 nationally)
At the national medianAt the Indiana median
Source
Overdraft Protection Transfer$4Within the typical range ($2.50–$5 nationally)
$1 below the national median$1 below the Indiana median
per item · Source

Wire TransfersVerified

Outgoing Wire in Continental U.S.$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Indiana median
Source
Outgoing Wire Transcontinental$40Above the typical range ($20–$25 nationally)
$15 above the national median$20 above the Indiana median
Source
Incoming Wire$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Indiana median
Source

Check ServicesVerified

Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Indiana median
per item · Source
Stop Payment Single Item or Series$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Indiana median
Source
Check Copies$3Within the typical range ($2–$5 nationally)
At the national medianAt the Indiana median
Source

Retirement & IRAVerified

IRA Close and Transfer Fee$25Within the typical range ($25–$35 nationally)
At the national medianAt the Indiana median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3780. canonical_hint=ira_termination; text_hash=c51d245bbfc6637f966e35fd67f037d112f8b818b2bd2aee32f4f18754797e45; excerpt="IRA Close and Transfer Fee | $25" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Second Chance Checking Monthly service charge	$5Within the typical range ($4–$10 nationally)	$1 below the national median$2.25 below the Indiana median	per month	—	Source
Overdraft & NSFVerified
Overdraft Privilege Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Indiana median	—	—	Source
NSF Returns	$30
Wire TransfersVerified
Outgoing Wire in Continental U.S.	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	—	—	Source
Outgoing Wire Transcontinental	$40
Check ServicesVerified
Money Orders	$2Within the typical range ($1.50–$3 nationally)	At the national medianAt the Indiana median	per item	—	Source
Stop Payment Single Item or Series	$30
Account ServicesVerified
Tax Levy	$50Within the typical range ($30–$90 nationally)	At the national median$25 above the Indiana median	—	—	Source
Retirement & IRAVerified
IRA Close and Transfer Fee	$25Within the typical range ($25–$35 nationally)	At the national medianAt the Indiana median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3780. canonical_hint=ira_termination; text_hash=c51d245bbfc6637f966e35fd67f037d112f8b818b2bd2aee32f4f18754797e45; excerpt="IRA Close and Transfer Fee \| $25"	Source
Other FeesVerified
Microfilm Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Indiana median	per month	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

13 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$45.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.5M

Total deposits

$40.3M

Service charge income (year to date)

$194K

Fee income ratio

15.1%

Return on assets

1.24%

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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