Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Centreville Bank

West Warwick, Rhode IslandBankBoston Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly maintenance fee$10Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$32Within the typical range ($25–$33 nationally)
$2 above the national median$1 above the Rhode Island median
Source
Returned Items Fee$32Within the typical range ($25–$32 nationally)
$2 above the national median$1 above the Rhode Island median
Source

Check ServicesVerified

Treasurer’s Check$6Within the typical range ($3–$6 nationally)
$1 above the national median$1 above the Rhode Island median
Source
Money Order$6Above the typical range ($1.50–$3 nationally)
$4 above the national median$2.87 above the Rhode Island median
Source
Temporary Checks (6)$3Within the typical range ($1–$4 nationally)
$1 above the national medianAt the Rhode Island median
per month · Source
Foreign Check Collection$35Above the typical range ($10–$25 nationally)
$15 above the national median$2.50 above the Rhode Island median
Source

Account ServicesVerified

Drilling$150Above the typical range ($30–$70 nationally)
$105 above the national median
Source
Key Replacement$10Below the typical range ($30–$70 nationally)
$35 below the national median
Source
Garnishment$50Within the typical range ($30–$87.50 nationally)
At the national median$37.50 below the Rhode Island median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly maintenance fee	$10Within the typical range ($4–$10 nationally)	$4 above the national medianAt the Rhode Island median	per month	—	Source
Monthly maintenance fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$5 below the Rhode Island median	per month	—	Source
Monthly maintenance fee (Personal Premium Checking)	$25Above the typical range ($4–$10 nationally)	$19 above the national median$15 above the Rhode Island median	per month	—	Source
Dormancy Fee: Monthly	$5Within the typical range ($5–$10 nationally)	At the national median$5 below the Rhode Island median	per month	—	Source
Escheatment Fee	$20Above the typical range ($5–$10 nationally)	$15 above the national median$10 above the Rhode Island median	—	—	Source
Excessive Transfer Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$17.50 below the Rhode Island median	—	—	Source
Research Fee (Per hour)	$35Above the typical range ($12–$25 nationally)	$17.50 above the national median$12.50 above the Rhode Island median	—	—	Source
Personal: Paper Statement Fee	$5Above the typical range ($2–$4.95 nationally)	$2 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$32Within the typical range ($25–$33 nationally)	$2 above the national median$1 above the Rhode Island median	—	—	Source
Returned Items Fee	$32
ATM & CardVerified
ATM Service Fee	$1.25Within the typical range ($1–$2.25 nationally)	$0.25 below the national median$0.75 below the Rhode Island median	—	—	Source
Check ServicesVerified
Treasurer’s Check	$6Within the typical range ($3–$6 nationally)	$1 above the national median$1 above the Rhode Island median	—	—	Source
Money Order	$6
Account ServicesVerified
Drilling	$150Above the typical range ($30–$70 nationally)	$105 above the national median	—	—	Source
Key Replacement	$10
Lending FeesVerified
Late Payment Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer / Direct Rollover	$30Within the typical range ($25–$35 nationally)	$5 above the national median	—	—	Source

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

20 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$3.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.2B

Total deposits

$2.3B

Service charge income

$486K

Fee income ratio

1.9%

Return on assets

1.73%

Branches

Service charge income by quarter

Q2 2026$486K

Q1 2026$495K

Q4 2025$481K

Q3 2025$471K

Financial profile · Pro

Performance from regulator filings

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings