vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Iowa median
per month · Source
$12.50 above the national median$10 above the Iowa median
$5 below the national median$5 below the Iowa median
per item · Source
$5 below the national median$3.50 below the Iowa median
per item · Source
$5 above the national median$5 above the Iowa median
per item · Source
$0.50 below the national median$0.50 below the Iowa median
per transaction · Source
$10 above the national median$10 above the Iowa median
per item · Source
At the national median$1 below the Iowa median
per item · Source
$2.50 below the national medianAt the Iowa median
per item · Source
$7.50 below the national median$5 below the Iowa median
per item · Source
$1.75 below the national median$0.88 below the Iowa median
per item · Source
$10 below the national median$6.50 below the Iowa median
per item · Source
$12.50 above the national median$10 above the Iowa median
per item · Source
$30 below the national median$24.99 below the Iowa median
At the national medianAt the Iowa median
per item · Source
$2.50 below the national median$1.81 below the Iowa median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee …………………………………………………………………………………………………………… | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per month | — | Source |
| Account Balancing Assistance ………………………………………………………………………………………………… | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each debit or check paid) …………………………………………………………………………………… | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Iowa median | per item | — | Source |
| Nonsufficient Funds (NSF) item ……………………………………………………………………………………………… | $25 | ||||
ATM & CardVerified | |||||
| ATM Cash Withdrawal (except at ATMs owned by BCSB) ……………………………………………………… | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Iowa median | per transaction | — | Source |
| Replace lost ATM or Debit Card ………………………………………………………………………………………………… | $20 | ||||
Check ServicesVerified | |||||
| Money Orders ………………………………………………………………………………………………………………………… | $2Within the typical range ($1.50–$3 nationally) | At the national median$1 below the Iowa median | per item | — | Source |
| Stop Payments -ACH Items ……………………………………………………………………………………………… | $25 | ||||
Account ServicesVerified | |||||
| Notary Fee (Non-Customer) ………………………………………………………………………………………………… | $15Above the typical range ($0–$5 nationally) | $12.50 above the national median$10 above the Iowa median | per item | — | Source |
| Replace Lost Safe Deposit Box Key …………………………………………………………………………………………… | $15 | ||||
Other FeesVerified | |||||
| Photocopies …………………………………………………………………………………………………………………………… | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$1.81 below the Iowa median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$50.8M
Work at Benton County State Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$50.8M
Total deposits
$38.4M
Service charge income
$7K
Fee income ratio
1.5%
Return on assets
1.02%
Branches
1
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$3.50 below the Iowa median |
| per item |
| — |
| Source |
| up an automatic transfer from another BCSB account to cover an overdraft. This service includes a | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Iowa median | per item | — | Source |
| $10 above the national median$10 above the Iowa median |
| per item |
| — |
| Source |
| $2.50 below the national medianAt the Iowa median |
| per item |
| — |
| Source |
| Stop Payments ………………………………………………………………………………………………………………………. | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the Iowa median | per item | — | Source |
| Counter Check ………………………………………………………………………………………………………………………… | $0.25Below the typical range ($1–$4 nationally) | $1.75 below the national median$0.88 below the Iowa median | per item | — | Source |
| Collection Item | $10Within the typical range ($10–$25 nationally) | $10 below the national median$6.50 below the Iowa median | per item | — | Source |
| $30 below the national median$24.99 below the Iowa median |
| — |
| — |
| Source |
| Garnishments or Levies ………………………………………………………………………………………………………… | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Iowa median | per item | — | Source |