vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Mississippi median
per month · Source
$5 above the national medianAt the Mississippi median
At the national median$1.25 below the Mississippi median
$5 above the national median$3.75 above the Mississippi median
$0.50 below the national median$1 below the Mississippi median
$5 below the national median$5 below the Mississippi median
$7 below the national median$2 below the Mississippi median
$3 above the national median$2 below the Mississippi median
$2.50 above the national median$1 above the Mississippi median
$1 above the national medianAt the Mississippi median
$2.50 below the national median$5 below the Mississippi median
per item · Source
$15 below the national median$10 below the Mississippi median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12777. canonical_hint=check_cashing; text_hash=43a27743782e8f7a13bdb7c275e885a4b6a767b89632dab2ff96d5f97c4368c0; excerpt="Collection Items (Plus External Bank Charges) | $ 5.00" · Source
$2.50 above the national median$5 above the Mississippi median
—
$10 below the national median$5 below the Mississippi median
$55 above the national median$55 above the Mississippi median
per year · Source
$5 below the national median$5 below the Mississippi median
per year · Source
$15 below the national median$15 below the Mississippi median
per year · Source
$15 above the national median$15 above the Mississippi median
per year · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Charge Per Month | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee The Insufficient Funds Charge and the Overdraft Fee applies to overdrafts created by check, in-person, wit | $35Above the typical range ($25–$33 nationally) | $5 above the national medianAt the Mississippi median | — | — | Source |
| Checks Cashed -Returned to us NSF | $30 | ||||
ATM & CardVerified | |||||
| ATM Surcharge (Bank Customer At Foreign ATM) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Mississippi median | — | — | Source |
| Replacement Debit/ATM card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers:: Outgoing | $18Below the typical range ($20–$25 nationally) | $7 below the national median$2 below the Mississippi median | — | — | Source |
| Wire Transfers:: Incoming | $13 | ||||
Check ServicesVerified | |||||
| Official Checks | $7.50Above the typical range ($3–$6 nationally) | $2.50 above the national median$1 above the Mississippi median | — | — | Source |
| Money Orders $.01 and above | $3 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$5 above the Mississippi median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counter | 5% | — | — | — | Source |
| Deposited Check Return Charge | $5Below the typical range ($8–$25 nationally) | $10 below the national median$5 below the Mississippi median | |||
Account ServicesVerified | |||||
| 10 X 10 Annual Fee | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Mississippi median | per year | — | Source |
| 3 X 10 Annual Fee | $40 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 97 others that publish it, 49 lower, 34 the same and 14 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$52.0M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$52.0M
Total deposits
$43.1M
Service charge income
$33K
Fee income ratio
5.7%
Return on assets
0.85%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| At the national median$1.25 below the Mississippi median |
| — |
| — |
| Source |
| Insufficient Funds Charge | $35Above the typical range ($25–$32 nationally) | $5 above the national median$3.75 above the Mississippi median | — | — | Source |
| $5 below the national median$5 below the Mississippi median |
| — |
| — |
| Source |
| $3 above the national median$2 below the Mississippi median |
| — |
| — |
| Source |
| $1 above the national medianAt the Mississippi median |
| — |
| — |
| Source |
| Stop Payment Fee -Per Item | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$5 below the Mississippi median | per item | — | Source |
| Collection Items (Plus External Bank Charges) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Mississippi median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12777. canonical_hint=check_cashing; text_hash=43a27743782e8f7a13bdb7c275e885a4b6a767b89632dab2ff96d5f97c4368c0; excerpt="Collection Items (Plus External Bank Charges) | $ 5.00" | Source |
| — |
| — |
| Source |
| $5 below the national median$5 below the Mississippi median |
| per year |
| — |
| Source |
| 3 X 5 Annual Fee | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Mississippi median | per year | — | Source |
| 5 X 10 Annual Fee | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Mississippi median | per year | — | Source |