Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

State National Bank

Groom, TexasBankDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$33 nationally)

Wire TransfersVerified

Wire Send (Domestic and Int’l): Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median$5 below the Texas median
Source

Check ServicesVerified

Cashier’s Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Texas median
Source
Stop Payment$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$19.50 below the Texas median
Source

Account ServicesVerified

Safe Deposit Boxes in Groom 3×5$10Below the typical range ($30–$70 nationally)
$35 below the national median$35 below the Texas median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Texas median	per item	—	Source
ATM & CardVerified
Replacement Debit Cards	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Texas median	—	—	Source
Wire TransfersVerified
Wire Send (Domestic and Int’l): Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Texas median	—	—	Source
Check ServicesVerified
Cashier’s Checks	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Texas median	—	—	Source
Stop Payment	$10
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$5 below the Texas median	—	—	Source
Cash & DepositVerified
Deposited check Returned Unpaid	$5Below the typical range ($8–$25 nationally)	$10 below the national median$7 below the Texas median	—	—	Source
Account ServicesVerified
Safe Deposit Boxes in Groom 3×5	$10Below the typical range ($30–$70 nationally)	$35 below the national median$35 below the Texas median	per year	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

8 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$55.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$55.1M

Total deposits

$47.7M

Service charge income

$24K

Fee income ratio

3.7%

Return on assets

0.43%

Branches

Service charge income by quarter

Q2 2026$24K

Q1 2026$22K

Q4 2025$23K

Q3 2025$30K

Financial profile · Pro

Performance from regulator filings

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