vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
$12.50 below the national median$15 below the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per day · Source
$5 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
$20 above the national median$20 above the Illinois median
$25 above the national median$25 above the Illinois median
$30 above the national median$30 above the Illinois median
At the national medianAt the Illinois median
$1 above the national median$0.75 above the Illinois median
$2.50 above the national median$0.50 above the Illinois median
$9.50 below the national median$9.50 below the Illinois median
$25 above the national medianAt the Illinois median
$5 above the national median$3.50 above the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closure (if closed within 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Dormant account fee (monthly) (2yr no activity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account balancing assistance (per hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Undeliverable mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-sufficient funds (NSF) overdraft - each item | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Daily overdraft fee | $5 | ||||
ATM & CardVerified | |||||
| Replace Lost ATM/Debit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire transfer: Domestic Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire transfer: Domestic Incoming | $30 | ||||
Check ServicesVerified | |||||
| Cashier's Checks ea | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Money Orders ea | $3 | ||||
Cash & DepositVerified | |||||
| Deposit item return | $5.50Below the typical range ($8–$25 nationally) | $9.50 below the national median$9.50 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Account levy/garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Illinois median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA transfer/rollover - out | $30Within the typical range ($25–$35 nationally) | $5 above the national median$3.50 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (per sheet) | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
18
Under review
0
Assets
$118.4M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$118.4M
Total deposits
$105.1M
Service charge income
$19K
Fee income ratio
1.8%
Return on assets
1.33%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| per day |
| — |
| Source |
| $20 above the national median$20 above the Illinois median |
| — |
| — |
| Source |
| Wire transfer: Foreign Outgoing | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Illinois median | — | — | Source |
| Wire transfer: Foreign Incoming | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Illinois median | — | — | Source |
| $1 above the national median$0.75 above the Illinois median |
| — |
| — |
| Source |
| Stop payment (check & ach) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |