vs. U.S. typical range:LowerTypicalHigher
$20 above the national median$20 above the Illinois median
$10 below the national median$10 below the Illinois median
$5 above the national median$5 above the Illinois median
per day · Source
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
$1 below the national median$1.25 below the Illinois median
per item · Source
At the national median$0.25 below the Illinois median
$1 below the national median$1.25 below the Illinois median
per item · Source
$12.50 below the national median$14.50 below the Illinois median
$10 above the national median$15 above the Illinois median
$45 above the national median$50 above the Illinois median
At the national median$1 below the Illinois median
At the national median$1 below the Illinois median
$5 below the national median$5 below the Illinois median
$35 below the national median$35 below the Illinois median
$25 below the national median$25 below the Illinois median
$155 above the national median$155 above the Illinois median
$25 below the national median$50 below the Illinois median
$2 above the national median$3 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research to locate owner of abandoned account | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| The following special rules will apply to a new customer during the first 30 days an | Non-Sufficient Funds | $20Below the typical range ($25–$32 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
| Overdraft protection (per day) | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Domestic Incoming Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Money Orders (each) & counter checks (after 1st one) | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1.25 below the Illinois median | per item | — | Source |
| Money Orders or counter checks returned after 90 day expiration date | $2 | ||||
Cash & DepositVerified | |||||
| Deposited Check Returned | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| After 90 days, if box is drilled and contents are found in box, there will be a charge of | $10Below the typical range ($30–$70 nationally) | $35 below the national median$35 below the Illinois median | — | — | Source |
| Lost key (charge for duplicate key) | $20 | ||||
Other FeesVerified | |||||
| Copy of statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | — | — | Source |
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
20
Under review
0
Assets
$145.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$145.6M
Total deposits
$121.0M
Service charge income
$10K
Fee income ratio
0.82%
Return on assets
0.39%
Branches
6
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Illinois median |
| per day |
| — |
| Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| International Wire Transfer | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| At the national median$0.25 below the Illinois median |
| — |
| — |
| Source |
| SAVINGS ACCOUNT: Money Orders (each) & counter checks (after 1st one) | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1.25 below the Illinois median | per item | — | Source |
| Stop payment on ACH and on us checks | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$14.50 below the Illinois median | — | — | Source |
| Foreign Item Deposit - Canadian | $30Above the typical range ($10–$25 nationally) | $10 above the national median$15 above the Illinois median | — | — | Source |
| Foreign Item Deposit - Other | $65Above the typical range ($10–$25 nationally) | $45 above the national median$50 above the Illinois median | — | — | Source |
| Copy of check | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |
| DESCRIPTION OF DEPOSIT | BY CASH OR CHECK | (No minimum balance required for accountholder under 21 years of age) | Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |
| $25 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| SAFE DEPOSIT BOXES: 10 MONTH | $200Above the typical range ($30–$70 nationally) | $155 above the national median$155 above the Illinois median | — | — | Source |
| Levy (subpoena or garnishment) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$50 below the Illinois median | — | — | Source |