vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the Kentucky median
per item · Institution’s schedule
$12.50 below the national median$10 below the Kentucky median
per item · Source
$10 below the national median$10 below the Kentucky median
$10 below the national median$10 below the Kentucky median
$0.75 below the national median$0.25 below the Kentucky median
$2 above the national median$2 above the Kentucky median
$5 below the national medianAt the Kentucky median
$10 below the national median$10 below the Kentucky median
At the national medianAt the Kentucky median
$5 below the national median$5 below the Kentucky median
$17.50 below the national median$18.48 below the Kentucky median
$2.50 above the national median$1.52 above the Kentucky median
$1 below the national median$1 below the Kentucky median
$2.50 below the national medianAt the Kentucky median
$2.50 below the national medianAt the Kentucky median
$30 above the national median$31.50 above the Kentucky median
$20 below the national median$18.50 below the Kentucky median
At the national median$25 below the Kentucky median
per item · Source
$50 below the national median$75 below the Kentucky median
$2 below the national median$1.56 below the Kentucky median
per item · Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3627. canonical_hint=document_reproduction; text_hash=918d78f470f658c0e9d22deef92651f53c3c3b48ee69ca363a309fde70354d56; excerpt="Fax Charges (each additional page) | $1.00" · Source
$1 below the national median$0.56 below the Kentucky median
Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3627. canonical_hint=document_reproduction; text_hash=918d78f470f658c0e9d22deef92651f53c3c3b48ee69ca363a309fde70354d56; excerpt="Fax Charges (first page) | $2.00" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research Fee - Per Item | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | per item | — | Institution’s schedule |
| Account Research Fees; Per item charge (checks, statements, etc.) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Kentucky median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Item Charge | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Kentucky median | — | — | Source |
| Return Item Charge | $20 | ||||
ATM & CardVerified | |||||
| ATM/Debit Card transactions at all other ATM's | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.25 below the Kentucky median | — | — | Source |
| ATM/Debit Card Replacement Fee | $12 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Outgoing; "Customers Only" - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Kentucky median | — | — | Source |
| Wire Transfer Incoming; "Customers Only" | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check - "Customers Only" | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Kentucky median | — | — | Source |
| Stop Payment Request (if amount, payee and check number are given) | $10 | ||||
Digital & ElectronicVerified | |||||
| Internet Banking and Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service - "Customers Only" | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Kentucky median | — | — | Source |
| Safety Deposit Box; Drill and replace lock | $75 | ||||
Other FeesVerified | |||||
| Fax Charges (each additional page) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1.56 below the Kentucky median | per item | Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3627. canonical_hint=document_reproduction; text_hash=918d78f470f658c0e9d22deef92651f53c3c3b48ee69ca363a309fde70354d56; excerpt="Fax Charges (each additional page) | $1.00" | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$20.00
Of 100 others that publish it, 6 lower, 4 the same and 90 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$178.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$178.2M
Total deposits
$149.7M
Service charge income
$79K
Fee income ratio
4.1%
Return on assets
1.33%
Branches
2
Service charge income by quarter
Financial profile · Pro
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| $10 below the national median$10 below the Kentucky median |
| — |
| — |
| Source |
| $2 above the national median$2 above the Kentucky median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Kentucky median |
| — |
| — |
| Source |
| Wire Transfer Outgoing; "Customers Only" - International | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Kentucky median | — | — | Source |
| $17.50 below the national median$18.48 below the Kentucky median |
| — |
| — |
| Source |
| Stop Payment Request (incomplete information) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1.52 above the Kentucky median | — | — | Source |
| Counter Check Fee (per printed page) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Kentucky median | — | — | Source |
| $30 above the national median$31.50 above the Kentucky median |
| — |
| — |
| Source |
| Safety Deposit Box; Lost Key (1) | $25Below the typical range ($30–$70 nationally) | $20 below the national median$18.50 below the Kentucky median | — | — | Source |
| Attachments, Garnishments & Levies (each occurence) | $50Within the typical range ($30–$87.50 nationally) | At the national median$25 below the Kentucky median | per item | — | Source |
| State Levy (fee determined by levy) | $0Below the typical range ($30–$87.50 nationally) | $50 below the national median$75 below the Kentucky median | — | — | Source |
| Fax Charges (first page) |
| $2Within the typical range ($2–$5 nationally) |
| $1 below the national median$0.56 below the Kentucky median |
| — |
| Knox extract.rules v54 categorized a line held for review from Rosetta artifact #3627. canonical_hint=document_reproduction; text_hash=918d78f470f658c0e9d22deef92651f53c3c3b48ee69ca363a309fde70354d56; excerpt="Fax Charges (first page) | $2.00" |
| Source |